Money Market Account Rates
Money Market Account Rates
There's a simple way for your money to earn more
There are few certainties in the financial world. Money Market Accounts make that short list. Think of them as high-powered savings accounts, only with higher interest rates* that produce better returns.
Insured Money Market Account Rates
Effective Date: December 7, 2025
| $1,000+ | |
|---|---|
| Interest Rate | 0.05% |
| APY | 0.05% |
| $2,500+ | |
|---|---|
| Interest Rate | 0.10% |
| APY | 0.10% |
| $10,000+ | |
|---|---|
| Interest Rate | 0.25% |
| APY | 0.25% |
| $25,000+ | |
|---|---|
| Interest Rate | 0.35% |
| APY | 0.35% |
| $50,000+ | |
|---|---|
| Interest Rate | 0.50% |
| APY | 0.50% |
| $100,000+ | |
|---|---|
| Interest Rate | 0.55% |
| APY | 0.55% |
| Balance | Interest Rate | APY |
|---|---|---|
| $1,000+ | 0.05% | 0.05% |
| $2,500+ | 0.10% | 0.10% |
| $10,000+ | 0.25% | 0.25% |
| $25,000+ | 0.35% | 0.35% |
| $50,000+ | 0.50% | 0.50% |
| $100,000+ | 0.55% | 0.55% |
Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.
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*
APY is Annual Percentage Yield. Rates may change after accounts are opened. Fees could reduce the earnings on an account.