Credit Builder Loan

Credit Builder Loan

The perfect loan when you need to repair or build your credit

Flexible funding

And you can increase your credit score in the process.

How it works

$2,000 is placed on hold in your account and released once you pay off the loan.*

Easy access

There's no down payment required.

Get on better terms

Your loan is reported to the credit bureaus so you can increase your credit score.

You make the calls

You're free to use the $2,000 loan for any purpose.

Affordable rates

You'll pay less than $100 a month to access this loan.

If you've been turned down for other loans because of your credit history, Credit Union ONE in Michigan has the solution with this special personal loan. We understand difficult situations can negatively affect your finances. We also understand that it's not always easy to get a loan when you don't have an established credit history. That's where our Credit Builder Loan can help. Use the money for a down payment on a car, college tuition, a new computer or anything else you can imagine, all while building or repairing your credit with on-time monthly payments.

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Run The Numbers

Discover opportunities to put more money in your pocket

Apply for your Credit Builder Loan today.


Primary insurance policy must be in force at the time of loss with full coverage. Available limits up to $1,000 per occurrence. Only available on motor vehicles. Not available on RV, power sport or watercraft loans. Certain eligibility requirements, conditions and exclusions may apply.

The calculator tools are not guarantees of credit. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.