Home Loans
First-time buyers and long-time owners can find the mortgage they need
First-Time Home Buyers
Make your move with this unique loan program.
- A low 5% down payment
- Choose repayment periods of 10, 15, 20, or 30 years
Adjustable Rate Mortgages
Enjoy lower monthly payments during the first several years.
- Save money with a reduced initial interest rate
- Lock in your interest rate for 5, 7, or 10 years
Conventional Mortgage Loans
Take advantage of competitive rates and budget confidently.
- A fixed rate means predictable mortgage payments
- Choose repayment periods of 10, 15, 20, or 30 years
FHA Mortgage Loans
Lower down payments make homeownership possible.
- Down payments can be as low as 3.50%
- Flexible credit guidelines
- Fixed rates available for 15 or 30 years
Jumbo Mortgage Loans
The home loan you need when financing $766,551 or more.
- Choose from fixed and adjustable rates
- Qualify with as little as 5% down.
- Terms available up to 30 years
NextEdge® Mortgage
Special loans for first responders, doctors, teachers, and other professionals.
- Choose terms of 10, 15, 20, or 30 years
- No Private Mortgage Insurance premiums required
- We'll help you prequalify for a smoother process
VA Loans
A special mortgage for active duty personnel, veterans, reservists, and some spouses.
- 100% financing available for most VA loans
- Rates are fixed for 15 or 30 years
- No Private Mortgage Insurance premiums required
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Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.
Find your next home loan at Credit Union ONE.
APR = Annual Percentage Rate