Keep up with everything that's happening at Credit Union ONE

At Credit Union ONE, we employ accomplished professionals, celebrate members' achievements, and value the awards we earn. You can learn more about our credit union, our team, and our initiatives by returning to this page on occasion to read the latest news.

Annual Reports

Access our most recent report and all archived reports.

Press Kit

If you're a media member, this information provides a summary of CU ONE's origins and operations. If you have additional questions, please contact Laura Wallace at [email protected] or 248-761-2299.


As Ferndale Co-Op in 1938


400 E. Nine Mile Road
Ferndale, Michigan 48220
(800) 451-4292


Gary A. Moody, President/CEO


137,000 Members


$1.6 Billion

Total Loans:

$829 Million


Credit Union ONE has a number of branch locations in the Ann Arbor, Detroit, Grand Rapids and Traverse City metropolitan area.

The Credit Union:

A member-owned, cooperative financial institution, headquartered in Ferndale Michigan, for more than 75 years, Credit Union ONE offers checking accounts, mortgages, savings investments, consumer loans, small business loans, and financial planning services to over one hundred thousand members and small businesses statewide.

Field of Membership:

Open chartered cooperative.


Credit Union ONE has been in existence since 1938, as the Ferndale Co-operative Credit Union. In 1984, the name was changed to Credit Union ONE to better represent the credit union's open field of membership charter.

Mission Statement:

Credit Union ONE is committed to providing exceptional value to its members by delivering outstanding products and services anytime, anywhere.

Community Involvements:

As part of the credit union movements “people helping people” philosophy, Credit Union ONE is involved in numerous community programs/sponsorships and charitable gifting programs. Some of the charitable organizations CUONE supports include the Leaps and Bounds Child Parent Center, Beaumont Hospital, and the Children’s Miracle Network.

Products and Services:

Credit Union ONE offers a “one-stop financial center,” including the following products and services:

Checking Account Options
Certificates of Deposit
Money Market
Individual Retirement Accounts
Savings Account
New and Used Auto Loans
Mortgage Loan Options
Home Equity Loan Options
Personal Loans
Recreational Vehicles
MasterCard® Debit Cards
Home and Auto Insurance
Financial Planning Services
Online Banking/Online Bill Payment
Direct Deposit
Surcharge Free ATMs

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