About Us

About Us

We're committed to helping our members reach their financial goals

We're "people helping people." Always.

Our commitment is to deliver outstanding products and services.

In the beginning

We were founded as Ferndale Co-Op Credit in 1937 by 15 neighbors.

Bigger and better

In 1937, we had assets of $158. That's grown to over $1.6 billion.

Strong principles

We treat members with respect and dignity and are dedicated to making a difference in their lives.

What's in a name?

We became Credit Union ONE in 1984 to reflect Michigan-wide Membership base

Convenient locations

Credit Union ONE now operates 17 branches in Metro Detroit, Grand Rapids, and Traverse City


Our story began in 1937 when 15 neighbors organized the Ferndale Co-Op Credit Union in a local church basement, pooling $158 and their shared commitment to helping people. Membership grew slowly at first, to 1,500 in the 1940s and then 14,000 in the 1950s. By the early 1960s, we were one of Michigan's 10 largest credit unions.

We formed an important partnership with Hutzel Hospital in 1967, which became the first of many long-term alliances with leading health care and educational institutions.
The "Credit Union ONE" name came about in 1984, a transition designed to mark our emergence as a statewide institution. Our service areas now include 17 branch offices in Metro-Detroit, Grand Rapids and Traverse City.

From the beginning, we've been committed to providing exceptional member value across a complete portfolio of financial products and services. We were among the first to offer the 24/7 convenience of ATM and 24-Hour Telephone Banking account access. We built one of the state's most comprehensive mortgage lending programs. As member needs evolved, we added personal financial planning, retirement and investment products, insurance and brokerage services. We became a single source for all of our members' financial service needs.

Now in our ninth decade of service, we continue our tradition of high quality based on the same principles that have guided our success since 1937: People Helping People; treating our members with honesty and respect; and providing exceptional value by delivering outstanding products and services anytime, anywhere. We continually strive to provide products and services that are convenient, easy, affordable and dependable.



Core Purpose

To meet our Members' financial service needs throughout their lifetime.


Core Principles:

  • Integrity: Uphold the highest standards of conduct in all of our actions.

  • Respect: Treat people with dignity.

  • Financial Stewardship: Promote financial safety and soundness.

  • Member Commitment: Develop relationships that make a positive difference in our Members' lives.

  • Employee Commitment: Value our employees, encourage development, and reward positive performance.


Credit Union ONE is committed to providing exceptional value to its Members by delivering outstanding products and services anytime, anywhere.


Accessible: Available when it's convenient for me.
They provide me with choices to perform transactions, find information, or receive trusted advice. Every interaction is consistent, secure, and fast no matter how or when I choose to do my banking.

Easy: Banking that simplifies my life.
They respect my busy life by making banking easy. Everything is simple, clear, and easy to find; there are no surprises.

Meaningful: Solutions that add value.
They engage me to truly understand my needs. Based upon my circumstances I am offered relevant solutions that add value.

Dedicated: Acts in my best interest.
They act in my best interest, recognize me as a valued Member, and sincerely provide great service. I can rely on them if I need help, and I know they will resolve an issue quickly.


We'd love to welcome you to the family.

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