Money Market Account

Money Market Account

Give your savings a stronger push

Better returns are yours for the taking

Money Markets earn more while keeping funds readily accessible.

Limited Time Offer!

3.25% APY for seven months on new money.†

No time limits

Leave money in your account for as long or short a period as you wish.

Anytime access

Tap into your funds through Online, Mobile or Phone Banking - or at one of our Michigan branches.

More is better

With our tiered rate system, bigger balances can earn even higher interest.

Total control

You're free to make unlimited deposits, withdrawals, and transfers.

You're protected

Deposits up to $250,000 per ownership category insured by the National Credit Union Administration.

Set it up as an emergency fund. Use it to save for something special. Or just make it part of your balanced portfolio. A Money Market Account (MMA) is a versatile high yield savings account that can be used by anyone who wants to make the most of their money while keeping it safe and secure.

  • Money Markets feature higher savings rates than most traditional savings accounts
  • $1,000 minimum balance needed to earn interest*
  • Rates increase when balances reach $2,500, $10,000, $25,000, $50,000, and $100,000

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Run The Numbers

See how your money can grow over time.

It's easy to open a Money Market Account.

The calculator tools are not guarantees of credit. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

*
There is a $1000.00 minimum daily balance required to earn the annual percentage yield. If the minimum daily balance requirement is not met each day of the crediting period, you will not earn the stated annual percentage yield.
†
APY = Annual Percentage Yield.  Minimum opening deposit of $1,000.00 is required. New money only. “New money” means funds not currently held on deposit at Credit Union ONE, and transfers from existing Credit Union ONE accounts do not qualify.  Promotional rate of 3.25% APY will be applied to the account for the first seven months after account opening. After seven months, the rate will adjust to the current, applicable APY and will be variable. Fees could reduce earnings. Standard money market terms and conditions apply, see Truth in Savings Disclosure or Business Fee Guide for details. Accounts that remain at a zero balance for 90 consecutive days will be automatically closed out. There is no fee for zero balance closure. Promotional offer terms and rates are subject to change at any time and without notice.