Personal Loans

Personal Loans

Take the next step with a loan or line of credit from Credit Union ONE

Save 0.50% APR on your next loan with Credit Union ONE!*

Freedom Access

Open a credit line to get the money you need, when you need it.

  • Qualify for credit limits of anywhere from $500 to $10,000
  • Variable rate as low as 16.24% (V)1
  • Use the funds for any purpose
  • Pay interest only on the amount of money you use

Freedom ONE

This low-interest loan helps you aim high.

  • Borrow between $500 and $50,000 at competitive rates
  • Fixed rate as low as 13.35% ²
  • No collateral necessary
  • Take up to 66 months to repay what you borrow

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

More Solutions

Get 5% back when you shop local using your Mastercard.

Use your Mastercard at participating local shops and restaurants to receive 5% cash back on your purchases. 

Find a Credit Union ONE Personal Loan that fits your needs.


APR=Annual Percentage Rate. Variable rate subject to change monthly based on the prime rate as published in the Wall Street Journal plus a margin. Actual rate offered is based on overall creditworthiness factors. Interest begins to accrue when you access the funds. Floor APR is 6% and the maximum APR is 18%. Other conditions may apply. Rates subject to change.


APR=Annual Percentage Rate. Actual rate offered is based on credit worthiness factors. Approximate monthly payment would be $22.93 per $1,000 borrowed at 13.35% for 60 months. Other conditions may apply. Rates subject to change.