Auto Loan Rates

Auto Loan Rates

We're geared up to offer great financing deals

Whatever the sticker price, the true cost of your new or used car, truck, or SUV includes financing charges. We keep them low with rates that leave you more money for gas and weekend road trips.

Auto Loan (New and Used) Rates
Effective Date: February 10, 2026
2021 or newer
Term Up to 60 Months
APR* As Low As 4.99%
Minimum Loan Amount $3,000
2021 or newer
Term Up to 72 Months
APR* As Low As 5.25%
Minimum Loan Amount $3,000
2021 or newer
Term Up to 84 Months
APR* As Low As 6.00%
Minimum Loan Amount $3,000
2021 or newer
Term Up to 90 Months
APR* As Low As 6.75%
Minimum Loan Amount $3,000
2016 - 2020
Term 60 Months
APR* As Low As 5.99%
Minimum Loan Amount $3,000
2016 - 2020
Term 61 to 72 Months
APR* As Low As 6.50%
Minimum Loan Amount $3,000
2016 - 2020
Term 73 to 84 Months
APR* As Low As 6.99%
Minimum Loan Amount $3,000
2011 - 2015
Term 60 Months
APR* As Low As 7.12%
Minimum Loan Amount $3,000
2011 - 2015
Term 61 to 72 Months
APR* As Low As 7.32%
Minimum Loan Amount $3,000
2008 - 2012
Term 60 Months
APR* As Low As 9.12%
Minimum Loan Amount $3,000
Model Year and Financing Term APR* As Low As Minimum Loan Amount
2021 or newerUp to 60 Months4.99%$3,000
2021 or newerUp to 72 Months5.25%$3,000
2021 or newerUp to 84 Months6.00%$3,000
2021 or newerUp to 90 Months6.75%$3,000
2016 - 202060 Months5.99%$3,000
2016 - 202061 to 72 Months6.50%$3,000
2016 - 202073 to 84 Months6.99%$3,000
2011 - 201560 Months7.12%$3,000
2011 - 201561 to 72 Months7.32%$3,000
2008 - 201260 Months9.12%$3,000

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

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*APR = Annual Percentage Rate. Approval and actual rate offered is based on creditworthiness factors. Approximate monthly payment would be $18.91 per $1,000 borrowed at 4.99% for 60 months. Rates are subject to change at any time.

The calculator tools are not guarantees of credit. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.