Auto Loan Rates

Auto Loan Rates

We're geared up to offer great financing deals

Whatever the sticker price, the true cost of your new or used car, truck, or SUV includes financing charges. We keep them low with rates that leave you more money for gas and weekend road trips.

Auto Loan (New and Used) Rates
Effective Date: June 20, 2024
2020 or newer
Term Up to 60 Months
APR* As Low As 7.12%
Minimum Loan Amount $3,000
2020 or newer
Term Up to 72 Months
APR* As Low As 7.42%
Minimum Loan Amount $3,000
2020 or newer
Term Up to 84 Months
APR* As Low As 8.12%
Minimum Loan Amount $3,000
2016 - 2019
Term 60 Months
APR* As Low As 7.62%
Minimum Loan Amount $3,000
2016 - 2019
Term 61 to 72 Months
APR* As Low As 8.22%
Minimum Loan Amount $3,000
2016 - 2019
Term 73 to 84 Months
APR* As Low As 8.82%
Minimum Loan Amount $3,000
2013 - 2015
Term 60 Months
APR* As Low As 8.12%
Minimum Loan Amount $3,000
2013 - 2015
Term 61 to 72 Months
APR* As Low As 8.82%
Minimum Loan Amount $3,000
2008 - 2015
Term 60 Months
APR* As Low As 10.12%
Minimum Loan Amount $3,000
Model Year and Financing Term APR* As Low As Minimum Loan Amount
2020 or newerUp to 60 Months7.12%$3,000
2020 or newerUp to 72 Months7.42%$3,000
2020 or newerUp to 84 Months8.12%$3,000
2016 - 201960 Months7.62%$3,000
2016 - 201961 to 72 Months8.22%$3,000
2016 - 201973 to 84 Months8.82%$3,000
2013 - 201560 Months8.12%$3,000
2013 - 201561 to 72 Months8.82%$3,000
2008 - 201560 Months10.12%$3,000

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

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APR=Annual Percentage Rate. Actual rate offered based on overall creditworthiness factors, term, and satisfactory collateral. LTV may not exceed 100% exclusive of Guaranteed Asset Protection. Approximate monthly payment would be $19.92 per $1,000 borrowed at 7.12% for 60 months. Rates are subject to change at any time. Other conditions may apply.

The calculator tools are not guarantees of credit. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.