Auto Loan Rates
Auto Loan Rates
We're geared up to offer great financing deals
Whatever the sticker price, the true cost of your new or used car, truck, or SUV includes financing charges. We keep them low with rates that leave you more money for gas and weekend road trips.
Auto Loan (New and Used) Rates
Effective Date: August 22, 2025
| 2020 or newer | |
|---|---|
| Term | Up to 60 Months |
| APR* As Low As | 5.05% |
| Minimum Loan Amount | $3,000 |
| 2020 or newer | |
|---|---|
| Term | Up to 72 Months |
| APR* As Low As | 5.50% |
| Minimum Loan Amount | $3,000 |
| 2020 or newer | |
|---|---|
| Term | Up to 84 Months |
| APR* As Low As | 6.25% |
| Minimum Loan Amount | $3,000 |
| 2020 or newer | |
|---|---|
| Term | Up to 90 Months |
| APR* As Low As | 6.75% |
| Minimum Loan Amount | $3,000 |
| 2016 - 2019 | |
|---|---|
| Term | 60 Months |
| APR* As Low As | 5.99% |
| Minimum Loan Amount | $3,000 |
| 2016 - 2019 | |
|---|---|
| Term | 61 to 72 Months |
| APR* As Low As | 6.50% |
| Minimum Loan Amount | $3,000 |
| 2016 - 2019 | |
|---|---|
| Term | 73 to 84 Months |
| APR* As Low As | 6.99% |
| Minimum Loan Amount | $3,000 |
| 2013 - 2015 | |
|---|---|
| Term | 60 Months |
| APR* As Low As | 7.12% |
| Minimum Loan Amount | $3,000 |
| 2013 - 2015 | |
|---|---|
| Term | 61 to 72 Months |
| APR* As Low As | 7.32% |
| Minimum Loan Amount | $3,000 |
| 2008 - 2012 | |
|---|---|
| Term | 60 Months |
| APR* As Low As | 9.12% |
| Minimum Loan Amount | $3,000 |
| Model Year and Financing | Term | APR* As Low As | Minimum Loan Amount |
|---|---|---|---|
| 2020 or newer | Up to 60 Months | 5.05% | $3,000 |
| 2020 or newer | Up to 72 Months | 5.50% | $3,000 |
| 2020 or newer | Up to 84 Months | 6.25% | $3,000 |
| 2020 or newer | Up to 90 Months | 6.75% | $3,000 |
| 2016 - 2019 | 60 Months | 5.99% | $3,000 |
| 2016 - 2019 | 61 to 72 Months | 6.50% | $3,000 |
| 2016 - 2019 | 73 to 84 Months | 6.99% | $3,000 |
| 2013 - 2015 | 60 Months | 7.12% | $3,000 |
| 2013 - 2015 | 61 to 72 Months | 7.32% | $3,000 |
| 2008 - 2012 | 60 Months | 9.12% | $3,000 |
Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.
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APR=Annual Percentage Rate. Actual rate offered based on overall creditworthiness factors, term, and satisfactory collateral. LTV may not exceed 100% exclusive of Guaranteed Asset Protection. Approximate monthly payment would be $18.94 per $1,000 borrowed at 5.05% for 60 months. Rates are subject to change at any time. Other conditions may apply.