Business Checking Accounts | MI Interest Checking Account

Business Checking

All the tools your business needs

Find the right fit

Credit Union ONE's four business checking accounts^† all offer a wealth of advantages.

An account for your business

We offer distinct checking accounts for small businesses and larger companies - plus one that pays interest.

Convenient debit cards

All accounts come with a Mastercard® Platinum Debit Card that can help streamline your purchasing process.

Time-saving financial technology

Online and Mobile Banking tools make it easy to track finances in real time and move money as needed.

Easy access to cash

Withdraw funds surcharge-free from a nationwide network of ATMs.

We like to call these the hardest working business checking accounts in Michigan. Each one is designed to increase efficiency, minimize expenses, and deliver a variety of money management options. No matter which one you choose, we believe it can handle all the demands of the job.

Business 200 Checking

Custom-made checking account for start-ups and smaller operations
No minimum daily balance or monthly maintenance fee
First 200 transactions each month are free*
Includes a Mastercard® Ambassador Business Debit Card with ATM access at over 30,000 ATMs nationwide for quick access to your business funds
Manage money and pay bills through Online Banking and Mobile Banking

Business 500 Checking

Caters to businesses with larger transaction volumes
$7,500 minimum monthly average balance to avoid monthly maintenance fee*
First 500 transactions each month are free*
Includes a Mastercard® Platinum Debit Card with ATM access at over 30,000 ATMs nationwide for quick access to your business funds
Manage your money and pay bills through Online Banking and Mobile Banking

Business Analysis Checking

For businesses that have high transaction volume, maintain very high account balances, and have several accounts with Credit Union ONE
Unlimited monthly transactions
Monthly maintenance fee of $20, plus $0.15 per debit and $0.28 per credit
Earnings credit on deposit balances help to reduce or eliminate monthly fees
Minimum opening deposit of $100
Includes a Mastercard® Platinum Debit Card with ATM access at over 30,000 ATMs nationwide for quick access to your business funds
Manage money and pay bills through Online Banking and Mobile Banking

Interest Checking

Your balance earns interest daily so it never sits idle in your account
$3,000 minimum monthly average balance to avoid monthly maintenance fee*
First 100 transactions each month are free*
Includes a Mastercard® Platinum Debit Card with ATM access at over 30,000 ATMs nationwide for quick access to your money
Manage money and pay bills through Online Banking and Mobile Banking

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

How can we help?

For all business accounts there is an over-the-limit processing fee of $.40 per transaction

Monthly Maintenance Fee for the Business 500 Checking: $15

Monthly Maintenance Fee for the Business Interest Checking: $10

Monthly Maintenance Fee for the Business Analysis Account: $20

†

Opening a business checking account is subject to qualifications.