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Personal Loan Rates

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Credit Union ONE offers great rates on a variety of personal loans in Michigan. 

Personal Loans

Type Term As Low As
Freedom Access Line of Credit 16.24%(V) APR*
Freedom ONE Up to 60 Months 11.85% APR**
Certificate Secured Up to 60 Months Rate + 2.00% APR††
Share Loan Up to 120 Months 2.80%(V) APR‡

*APR=Annual Percentage Rate

*APR=Annual Percentage Rate. Approval and variable rate subject to change monthly based on the prime rate as published in the Wall Street Journal plus a margin. Actual rate offered is based on overall creditworthiness factors. Interest begins to accrue when you access the funds. Floor APR is 6% and the maximum APR is 25%. Other conditions may apply. Rates subject to change.

**APR=Annual Percentage Rate. Approval and actual rate offered is based on credit worthiness factors. Approximate monthly payment would be $22.38 per $1000 borrowed at 11.85% for 60 months. Other conditions may apply. Rates subject to change.

††Annual Percentage Rate and is based on the annual percentage rate of the secured certificate plus a margin of 2%. Approximate monthly payment would be $17.97 per $1000.00 borrowed at 3.00% for 60 months. Other conditions may apply. Rates subject to change.

‡APR=Annual Percentage Rate. Rate is variable and may increase during the loan term. Approximate monthly payment would be $9.57 per $1000.00 borrowed at 2.80% for 120 months. Loan balance will be secured against the regular share account. Secured funds will not be available for use. Other conditions may apply. Rates subject to change.