Skip to Main Content Skip to Sitemap Skip to Online Banking
placeholder for jump to top link
You could save a boatload on a boat loan.

Boat Loan Rates

Get out on the water with a first-class rate.

Boat Loans - New and Used

Financing Term APR As Low As*
$5,000+ Up to 84 Months 3.49%
$25,000+ 85 to 120 Months 3.99%
$30,000+ 121 to 144 Months 4.74%
$40,000+ 144 to 180 Months 4.99%

*APR= Annual Percentage Rate. Actual rate offered is based on creditworthiness factors. Minimum loan amount is $5,000 and the maximum is $85,000.00. Borrowers must have a valid Michigan Driver’s License. Not all boats are eligible. Vehicle must be model year 2010 or newer. Approximate monthly payment would be $13.44 Per $1000.00 borrowed at 3.49% for 84 months. May not refinance existing Credit Union One Boat loans. Loan to value may not exceed 100%. Other conditions may apply. Rates subject to change.