(Interest is compounded and credited monthly*.)
*All rates are Annual Percentage Yield (APY). Minimum to open is $2,500. APY is based on an assumption that interest will remain in the account until maturity. Special 12 Month IRA is new money only. Special 12 Month IRA rate ends 2/28/2019. Withdrawals and fees may reduce earnings. Rates accurate as of 1/28/2019. May be discontinued or changed at anytime.
Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs:
Loss of 30 days interest for IRAs with a term of 6 months or less
Loss of 90 days interest for IRAs with a term greater than 6 months or equal to 12 months
Loss of 180 days interest for IRAs with a term greater than 12 months
*APY is Annual Percentage Yield. Minimum to open is $5. APY may change after account is open. Withdrawals and fees may reduce earnings. Penalty may be imposed for early withdrawal.