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Longer terms earn higher rates.

Certificate of Deposit Rates

Boost your savings.

Certificate of Deposit

(Interest is compounded and credited monthly.)

Term $2,500-$24,999 $25,000-$99,999 $100,000+
3 Months 0.15% 0.15% 0.15% 0.15% 0.20% 0.20%
6 Months 0.25% 0.25% 0.30% 0.30% 0.40% 0.40%
12 Months 0.60% 0.60% 0.70% 0.70% 0.80% 0.80%
18 Months 0.70% 0.70% 0.85% 0.85% 0.95% 0.95%
Special 24-Month CD 1.35% 1.35% 1.55% 1.55% 1.65% 1.65%
24 Months 0.80% 0.80% 1.00% 1.01% 1.10% 1.11%
36 Months 1.00% 1.01% 1.20% 1.21% 1.30% 1.31%
48 Months 1.20% 1.21% 1.40% 1.41% 1.50% 1.51%
60 Months 1.30% 1.31% 1.50% 1.51% 1.75% 1.76%

*All rates are Annual Percentage Yield (APY). Minimum to open is $2,500. Special 24-Month CD is new money only. APY is based on an assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. 
Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs:
Loss of 30 days interest for CDs with a term of 6 months or less 
Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months 
Loss of 180 days interest for CDs with a term greater than 12 months