Skip to Main Content Skip to Sitemap Skip to Online Banking
placeholder for jump to top link
These rates work in your business' best interests.

Business Certificate of Deposit Rates

Leverage these CDs for stronger savings.

Certificate of Deposit

(Interest is compounded and credited monthly.)

Term $2,500-$24,999 $25,000-$99,999 $100,000+
  Interest Rate APY Interest Rate APY Interest Rate APY
3 Months 0.35% 0.35% 0.35% 0.35% 0.45% 0.45%
6 Months 0.45% 0.45% 0.50% 0.50% 0.80% 0.80%
12 Months 0.80% 0.80% 0.90% 0.90% 2.20% 2.22%
Special 12 Month CD 2.50% 2.53% 2.60% 2.63% 2.75% 2.79%
18 Months 1.10% 1.11% 1.30% 1.31% 2.30% 2.33%
24 Months 1.20% 1.21% 1.40% 1.41% 2.40% 2.43%
36 Months 1.95% 1.97% 2.15% 2.17% 2.35% 2.38%
48 Months 2.15% 2.17% 2.35% 2.38% 2.55% 2.58%
60 Months 2.35% 2.37% 2.55% 2.58% 2.75% 2.79%

*All rates are Annual Percentage Yield (APY). Minimum to open is $2,500. APY is based on an assumption that interest will remain in the account until maturity. Special 12 Month CD is new money only. Special 12 Month CD rate ends 5/11/2019. Withdrawals and fees may reduce earnings. Rates accurate as of 3/11/2019.  May be discontinued or changed at anytime.
Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs:
Loss of 30 days interest for CDs with a term of 6 months or less 
Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months 
Loss of 180 days interest for CDs with a term greater than 12 months