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These rates work in your business' best interests.

Business Certificate of Deposit Rates

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Leverage these CDs for stronger savings.

Looking for a business CD in Michigan? Credit Union ONE offers great business CD rates with terms from 3 to 60 months. 

Certificate of Deposit

(Interest is compounded and credited monthly.)

Term $2,500-$24,999 $25,000-$99,999 $100,000+
  Interest Rate APY Interest Rate APY Interest Rate APY
3 Months 0.25% 0.25% 0.25% 0.25% 1.00% 1.00%
6 Months 4.50% 4.59% 4.50% 4.59% 4.50% 4.59%
12 Months 1.00% 1.00% 1.60% 1.61% 2.00% 2.02%
18 Months 0.75% 0.75% 1.25% 1.26% 1.50% 1.51%
24 Months 0.50% 0.50% 0.90% 0.90% 1.50% 1.51%
36 Months 0.50% 0.50% 0.90% 0.90% 1.60% 1.61%
48 Months 0.60% 0.60% 0.80% 0.80% 1.70% 1.71%
60 Months 0.60% 0.60% 0.80% 0.80% 1.80% 1.82%

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(Interest is compounded and credited monthly.)

Term $500-$24,999 $25,000-$49,999 $50,000-$99,999 $100,000+
  Interest Rate APY Interest Rate APY Interest Rate APY Interest Rate APY
10-Months 4.00% 4.07% 4.00% 4.07% 4.00% 4.07% 4.00% 4.07%

*All rates are Annual Percentage Yield (APY). Minimum to open 6 month CD is $500, maximum $250,000. Minimum to open any other term CD is $2,500. APY is based on an assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. Rates accurate as of 5/22/2023.  May be discontinued or changed at anytime. Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs: Loss of 30 days interest for CDs with a term of 6 months or less. Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months. Loss of 180 days interest for CDs with a term greater than 12 months