Saving or investing? Both options require money you aren’t using to pay your immediate bills, and both can be used to reach financial goals and build wealth. But which one should you be focused on right now? Well, the answer depends on your current financial situation and your upcoming financial goals.

When you finally load all of your groceries into your car, do you dread thinking about how much money you just spent? Or do you do a little happy dance in your mind about the money you saved? If your grocery shopping trips regularly cause you to burst your budget or desperately find ways to not spend more money throughout the week, it could be time to change your grocery shopping habits in pursuit of a “shop to save” strategy.