Find the Right Auto Loan

  • July 13, 2024

We'll help you find the right auto loan for your purchase or refinance

Are you ready to upgrade your vehicle? Maybe you feel you're paying too much money on your current auto loan. Either way, Credit Union ONE offers options with New Car Loans and Used Car Loans. No matter your goal, we'll help you get there with competitive rates that can save you money and a quick application/approval process that keeps you moving.

Whether it's a car, truck, SUV or minivan, our rates are structured to help your bottom line because we're a not-for-profit institution committed to serving our Michigan members. There are a few parameters you need to meet to qualify for one of our auto loans.

  • Vehicles must be titled in Michigan and model year 2010 or new with fewer than 100,000 miles
  • Loan request must be at least $5,000
  • Must have a valid Michigan driver's license to be eligible

If you and your vehicle are eligible, you can choose terms up to 84 months* to fit your budget. Either pay off your loan sooner to reduce your interest payments, or lower your monthly payments with a longer term. Whatever you need, we'll help you get it.

When you're ready to move forward with Credit Union ONE, apply for your auto loan online.

*APR=Annual Percentage Rate. Actual rate offered based on overall creditworthiness factors, term, and satisfactory collateral. LTV may not exceed 100% exclusive of Guaranteed Asset Protection. Approximate monthly payment would be $18.22 per $1,000 borrowed at 3.49% for 60 months. Model year 2016 or newer with less than 100,000 miles. Rates are subject to change at any time. Other conditions may apply.