Vacant Land Loans

Buy now, build later.

Become a landowner.

Get your land and loan locally.

Make your dream a reality.

Purchase land for residential or agricultural use.

Skip the PMI

Reduce monthly payments with no Private Mortgage Insurance.

Choose your terms

Select a fixed rate of 10, 15, or 20 years.

Members only

Your Credit Union ONE membership makes you eligible to apply.

Every visionary starts with a blank slate. What will you create? Credit Union ONE is one of the only financial institutions in the region with a vacant land loan program – and it’s exclusively available to our members.*

Minimum loan amount of $10,000
No Loan-Level Pricing Adjustment (LLPA) means lower closing costs
Land may be stand-alone parcels or located in subdivisions

Take your next step toward a Vacant Land Loan.

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Vacant land must be in MI or one of the following six counties of Ohio: Cuyahoga, Lake, Lucas, Sandusky, Summit, and Wood. Developed land and partially developed land are ineligible. One vacant land loan per member.