Checking Rewards

Checking Rewards

Use your debit card to make the rewards add up quickly

Such a rewarding experience

With the Platinum Debit Mastercard®.

One for three

Earn 1 point for every $3 in debit card purchases.*

Credit to your account

Redeem rewards points for cash deposited to your checking or savings account or applied to a loan.

Car coverage

Get additional protection for vehicles with extended warranties and GAP coverage.

Make the most of rewards

Redeem your rewards points for cash, gift cards, merchandise, or travel deals.

Watch the points pile up

Track your rewards through Online Banking and our mobile app.

There's the old saying that nothing worth having is ever free. But our Platinum Debit Mastercard® turns that on its head. We include one with every Credit Union ONE Cash Back Checking Account, which allows you to start earning rewards points immediately. Plus, you'll enjoy these additional benefits.

  • Pay quickly and securely using Mobile Wallet
  • Tap & Go® with your contactless Mastercard® for a fast, safe way to pay
  • Automated fraud alerts allow you to instantly respond to suspected fraud on your account via text or email
  • EMV chip-enabled technology adds another level of authentication and security to protect against purchase fraud
  • Mastercard ID Theft ProtectionTM delivers peace of mind
  • Get 24-hour assistance, no matter where you are, with Mastercard Global ServiceTM

Mastercard Guide to Benefits for Debit Cardholders

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Here's how to redeem your rewards

How can we help?


Every dollar(s) in qualifying signature based debit card purchases, net of returns, "Participant" transacts on their debit card account eligible in this Rewards Program ("Program") earns "Participant" Point(s) ("Point") as provided for in these Rules. Any questions as to what constitutes an eligible transaction shall be resolved at the sole discretion of the Program. Points for this Program begin to accumulate with signature-based debit card purchases participant makes beginning on the first day of the statement cycle in which their Program begins and ending on the last day of the last statement cycle of the announced duration of their Program. Points earned from net signature based debit card purchases and point adjustments made between statement cycles will be deemed as earned after being posted to Participant's next monthly statement.

Mastercard Guide to Benefits for Debit Cardholders