*Lender credit cannot exceed actual borrower paid closing costs. Credit applies to the following fees: Underwriting, Processing, Appraisal, Credit Report, Flood Determination, Tax Monitoring, Settlement Fee, Lender’s Title Policy, and Recording fee. All other fees are the responsibility of the borrower. Applies to owner occupied, one unit, primary residences located in the state of Michigan. Minimum loan amount is $10,000; maximum loan amount is $453,100. Purchase Price of $150,000 with 5% down for a loan amount of $142,500 based on a 30 year loan at a rate of 3.50% with a monthly principal and interest payment of $639.89. Rates and Terms subject to change. Excludes Home Equity Line of Credit, Equity Advantage and Fixed Home Equity. Applications subject to approval based on overall credit worthiness factors and value of collateral. Other conditions may apply. Offer may be discontinued or changed at any time.