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Keep your rate and payments low with an adjustable rate mortgage.

Adjustable Rate Mortgage

Increase your
buying power! 

What is an Adjustable Rate Mortgage?

 

How does it work?

Your rate is fixed for the first 7 or 10 years of your mortgage depending on which mortgage you choose.
After, the rate will increase or decrease every 6 months based on market factors.
Regardless of what happens in the market, your rate will never be higher than 5% over your starting rate.

Financing your homeownership dreams

Reduced Closing Costs
Receive a $1,000 closing cost credit when you finance the purchase of a home with Credit Union ONE.
Lock in your Rate
Lock in your rate for the first three months while you shop for your perfect home!
Flexible Terms
Variety of terms from 10, 15, 20, and 30 Year available.
Private Mortgage Insurance (PMI)
You can avoid paying PMI if you put 20% or more down
Get an Adjustable Rate Mortgage Today!
Apply Now
Related resources
Find all the helpful tools you need in our Mortgage Center.


Credit Union ONE is owner-partner of Member First Mortgage.