Easy ONE

Easy ONE

Fast cash today for fewer worries tomorrow

Life comes with surprises

From surprise bills to unexpected shortfalls, we’re here to help you handle them quickly and without extra stress.

 

Up to $2,500

Loan amounts start at $1000 and go up in $500 increments.

A quick yes

Check eligibility in minutes, with no credit check, and get an answer right away.

Don’t stress until payday

With the Easy ONE loan, cash hits your account instantly.

Easy terms

With a 15% APR* fixed rate and fixed repayment plans, things stay clear, predictable, and hassle-free.

When life hits with surprise expenses, we’re here to help you bounce back. Credit Union ONE members in good standing can get instantly approved for up to $2,500 with no credit check and no unnecessary waiting. Our Easy ONE loan puts cash in your account in one business day, so you have one less thing to worry about and one simple way to move forward.

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Get started with your Easy ONE loan.

*

APR=Annual Percentage Rate

Easy ONE loans are small dollar relationship-based loans available to eligible members. Eligibility criteria are (1) you must have your own membership with Credit Union ONE for a minimum of 90 days, (2) no 30+ day delinquency in the past six months, (3) no negative balance within the last 90 days, (4) have direct deposit into a CUONE account, and (5) no negative flags on person or account within the last 90 days. Only one Easy ONE loan per person at a time. You cannot open a new Easy ONE loan to pay off an existing Easy ONE loan. Payment amounts and repayment timeframes are set based on the dollar value of the loan, please refer to the Easy ONE Truth in Lending disclosure for full details. Eligibility criteria and rates are subject to change.