Conventional Mortgage Refinance

Conventional Mortgage Refinance

A new loan might be the best thing you can do for your home

Lower payments may be possible

Our mortgage team can explain all the potential benefits.

Refinancing reasons

Some borrowers seek lower interest rates while others want to eliminate debt faster with shorter terms.

It's your choice

Our refinancing options include fixed-rate and adjustable-rate loans with terms up to 30 years.

Cash-out potential

You may be able to borrow more than your mortgage balance and use the extra money for almost anything.

Reduced costs

Receive a $1,000 closing cost credit when you close on your refinanced Credit Union ONE mortgage.

You don't have to pick up and move to take advantage of Credit Union ONE's low mortgage rates. Stay right where you are, contact one of our Mortgage Consultants, and find out all the potential ways you might benefit from a refinanced home loan.

  • Competitive rates on fixed-rate and adjustable-rate mortgages
  • Borrow between $10,000 and $746,200
  • Refinance Loan-to-Value (LTV) up to 95%

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Run the numbers

Run the numbers on refinancing your mortgage.

Reap the rewards of a refi.

The calculator tools are not guarantees of credit. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.