Home Equity Loans

Home Equity Loans

Tap into your home's equity for as low as 7.878% APR*

Financing for your big projects

Get a great rate on your home equity loan.

Financial flexibility

Borrow between $5,000 and $250,000.

Expand the possibilities

Access up to 90% of your home's value.

Tap into funds easily

Receive a lump-sum deposit to your CU ONE Checking or Savings account.

Closed-end loan option

Choose a one-time advancement to pay off a large expense.

Low or no closing costs

Keep more of your money for other uses.

Budget with certainty

Your interest rate and payment are fixed for the length of the loan.

No appraisal required

Homes that meet value requirements don't require additional appraisals.

Work with the people you know

Credit Union ONE services your home equity loan the entire time.

When you have big plans in mind, a Credit Union ONE Home Equity Loan can be your key to affordable financing. Whether you are taking on a home renovation project, consolidating debt into one loan at a lower rate, paying education costs or funding a business startup, you can use your home's equity to reach your goal.

And through the entire process, you'll receive the personalized service you expect from Credit Union ONE while working with a dedicated Mortgage Consultant

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Run the numbers on a Home Equity loan.

A Home Equity Loan can be your solution.

Home Loan Refinancing

Build equity faster when you refinance your home loan.

Get a $1,000 closing cost credit when you refinance your mortgage loan.


APR = Annual Percentage Rate
Home Equity Loan: APR as low as 7.878%. Approval and actual rate offered is based on creditworthiness factors, term, amount, collateral, and loan to value. Excludes manufactured homes not on a permanent foundation. Minimum loan amount is $5,000; maximum is $250,000. Rates and Terms subject to change. Approximate monthly payment would be $20.23 per $1,000.00 for 60 months with an APR of 7.878%. Maximum loan to value is 90% and collateral must be titled in the State of Michigan or the following counties in Ohio: Wood, Lucas, Sandusky, Summit, Lake, Cuyahoga. Offer may be discontinued at any time without notice. Other conditions may apply. Credit Union ONE waives fees for credit report, flood certification, junior title policy, and mortgage recording. Collateral valuation fee waived unless a full appraisal is required.

The calculator tools are not guarantees of credit. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.