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Auto Loans

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When it's time to upgrade your car, trust Credit Union ONE to deliver some of the most competitive rates in Michigan, geared toward helping you get the most value for your money. Whether you're buying a new or used vehicle, we'll put together a loan that fits your goals and stays within your budget.

  • Simple online car loan application and quick approval process
  • Various auto loan terms and rates to fit your needs
  • Consider a Lease Buyout to keep your current vehicle
Auto Loans

Auto loan rates as low as 6.12% APR for 60 months.

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Browse our Auto Loan options:

New Car Loans

Michigan members in the market for a new car rely on us to provide competitive rates on New Car Loans and a time-saving process that gets them back on the road quicker.
 
  • Terms up to 84 months for loan requests of at least $3,000*
  • Vehicle must be titled in Michigan
  • Must have a Michigan driver's license to be eligible


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Used Car Loans

When it's time to upgrade your vehicle, consider our Used Car Loans. As a not-for-profit credit union, our rates are structured to benefit your bottom line.
 
  • Terms up to 84 months for loan requests of at least $3,000*
  • Must have a Michigan driver's license to be eligible


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Lease Buyout

Love the car you're currently driving? With a Lease Buyout through Credit Union ONE, you can keep your ride and enjoy the perks of a Credit Union ONE Auto Loan.
 
  • Terms up to 84 months for loan requests of at least $3,000*
  • Must have a Michigan driver's license to be eligible


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*APR=Annual Percentage Rate. Actual rate offered based on overall creditworthiness factors, term, and satisfactory collateral. LTV may not exceed 100% exclusive of Guaranteed Asset Protection. Approximate monthly payment would be $19.44 per $1,000 borrowed at 6.12% for 60 months. Rates are subject to change at any time. Other conditions may apply.

*APR=Annual Percentage Rate

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