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Unsecured Loans and Lines of Credit

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Whenever you need extra money for a specific purchase, consider Credit Union ONE's unsecured personal financing options. You don't have to post any collateral. You're approved based on your credit score. Our loan options help you get the money you need to help with any type of expense in Michigan.
 

  • Available as a lump sum or a revolving credit line
  • Borrow up to $50,000
  • Simple application and quick approval
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Browse our Unsecured Loans and Lines of Credit:

Freedom ONE Personal Loan

When you're facing a large project or expense and need to borrow money, consider our Freedom One personal loan.
 
  • Terms up to 60 months1
  • Borrow between $500 and $50,000
  • Receive funds as a lump sum deposited into your Savings or Checking account for easy access


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Freedom Access Personal Line of Credit

If you have a large expense or project in the works but aren't sure how much money you need, or want to build a safety net in case you overdraw your Credit Union ONE Checking account, our Freedom Access personal line of credit can be the answer.
 
  • Borrow between $500 and $10,0002
  • Transfer funds through Online Banking to your Credit Union ONE account for quick, anytime access
  • Pay interest only on the money you use


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*APR=Annual Percentage Rate

1 APR=Annual Percentage Rate. Actual rate offered is based on credit worthiness factors. Approximate monthly payment would be $.20.71 per $1000 borrowed at 8.74% for 60 months. Other conditions may apply. Rates subject to change.
2 APR=Annual Percentage Rate. Variable rate subject to change monthly based on the prime rate as published in the Wall Street Journal plus a margin. Actual rate offered is based on overall creditworthiness factors. Interest begins to accrue when you access the funds. Floor APR is 6% and the maximum APR is 18%. Other conditions may apply. Rates subject to change.
 

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