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Whenever you need extra money for a specific purchase, consider Credit Union ONE's unsecured financing options. You don't have to post any collateral. You're approved based on your credit score. Our options help you get the money you need to help with any type of expense.
0% Introductory APR* on balance transfers and 1.99% Introductory APR*on purchases for up to 365 days following account opening. After 365 days, a variable rate currently between 8.75%-16.75% on purchases and balances transfers.
*APR=Annual Percentage Rate
1 APR=Annual Percentage Rate. Actual rate offered is based on credit worthiness factors. Approximate monthly payment would be $32.03 per $1000 borrowed at 8.99% for 36 months. Other conditions may apply. Rates subject to change.
2 APR=Annual Percentage Rate. Variable rate subject to change monthly based on the prime rate as published in the Wall Street Journal plus a margin. Actual rate offered is based on overall creditworthiness factors. Interest begins to accrue when you access the funds. Floor APR is 6% and the maximum APR is 18%. Other conditions may apply. Rates subject to change.
3 Available to employees of or those employed at hospitals, facilities, and affiliates of the Detroit Medical Center, Beaumont Health, St. Joseph Mercy Health System, Spectrum Health and Munson Healthcare.Subject to eligibility verification