Access Credit Card

Get purchasing power as you restore your credit score.

Tough times can happen to anyone. Our Michigan members who are recovering from a financial dip, or who are just beginning to build their credit histories, might find it tough to qualify for a credit card. That's where the Credit Union ONE Access Credit Card comes in. It lets you tap into the worldwide buying power of Mastercard while taking steps to establish a solid credit rating. Best of all, you're in control with a credit limit that equals the amount you choose to deposit. Apply online or visit us at one of our convenient locations throughout Michigan including metro Detroit, Grand Rapids, Traverse City, Ann Arbor and beyond.

*APR = Annual Percentage Rate
Subject to approval based on overall creditworthiness factors. Foreign transaction fee of 2.00% of each transaction amount in U.S. dollars completed outside the U.S. and/or for each transaction in U.S. dollars completed in a foreign currency. Cash advance fee of $10 or 2.00% of the amount of each cash advance whichever is greater. Card must be secured against member deposit account in an amount equal to the credit limit. Current rate is 24.50% and is variable. Current cash advance APR is 28.50% and is variable.