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The perfect fit when you're going beyond conventional.

Jumbo Mortgage Loans

More Borrowing
power when you need it 

More borrowing power for bigger transactions

Reduced Closing Costs
Receive a $1,000 closing cost credit when you finance the purchase of a home with Credit Union ONE.
Lock in your Interest Rate
Lock in your interest rate for the first three months while you shop for your perfect home!
No Private Mortgage Insurance (PMI)
Save more monthly with no PMI required!
Down Payment Requirements
This loan requires as low as 10% down payment.
Jumbo Loan Terms
Fixed rates only for up to 30 year terms
Get More
Loan amounts $647,201 and up!
Jumbo Loan Housing Requirements
For primary residences or owner occupied.
Get your Jumbo Mortgage today.
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Related resources


Find all the helpful tools you need in our Mortgage Center.




Credit Union ONE is owner-partner of Member First Mortgage.

How much do I need for a down payment?

A Jumbo Mortgage allows you to put down as little as 20%. However, if you put 20% down, then you immediately have equity in your home as soon as close as well as no PMI. This is beneficial to if you plan to refinance or sell within a few years. A larger down payment can generally lead to a lower monthly payment and a better interest rate. Our Mortgage Lenders will work with you to find the best options for you budget. 

What is Private Mortgage Insurance (PMI)?

Private mortgage insurance (PMI) is a form of mortgage insurance that may be required with certain types of loans. If you default on your loan, PMI protects your lender. In the case of a Jumbo Loan, you will be required to pay PMI if you put less than 20% down.  

How much is the minimum purchase price for a Jumbo Loan?

As of 2022, the minimum loan amount was $647,201, but it changes every year. Consult our Mortgage Lenders regarding your individual situation since each state differs.