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Financing for big expenses come from the equity in your home.
Home Equity Line of Credit
Get a variable rate as low as 1.99% APR*.  Then a variable rate, currently between 3.25% - 5.75%             
Browse our Home Equity options:

Home Equity Loans

While you're paying off your first mortgage, you can take out a second one as a Home Equity Loan to address any major expenses that pop up.
  • Borrow equity in one lump sum for any reason
  • Access equity from up to 90% of your home's value
  • Borrow between $5,000 and $200,000
  • Rate and payment fixed for the length of your loan
  • No closing costs*
  • Receive your funds as a lump sum deposited into your Credit Union ONE Checking or Savings account for easy access

Home Equity Line of Credit

You can pay for big projects, at a competitive rate, by tapping into your home's equity with Credit Union ONE's Home Equity Line of Credit.
  • Use to finance home improvements, education expenses and more
  • Easily access money when you need it
  • Revolving line of credit from $10,000 to $250,000
  • Pay interest only on the funds you use
  • No closing costs*

MAX Refi

Our MAX Refi option is the right fit for members who want to tap into the equity of their Michigan home.
  • Fixed rate mortgage terms up to 20-years
  • Borrow between $10,000 and $250,000
  • Access up to 90% of your home's value without mortgage insurance (PMI)
  • Rate and term, or cash-out refinance
  • No closing costs*

*Credit Union ONE waives fees for Collateral Valuation (including appraisal if required), Credit Report, Flood Certification, Junior Title Policy and Mortgage Recording. Applicant pays appraisal fee which is fully reimbursed at closing if loan approved and loan closes within 45 days of application. 

Get the process started today.
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