Get answers to commonly asked questions


If you live, work, worship, or attend school in the State of Michigan, or Ohio counties of Lucas, Wood, Sandusky, Summit, Lake and Cuyahoga you are eligible for membership. You can apply online or by visiting one of our convenient branch locations

You're eligible if you work, live, attend school or worship in Michigan. If you have out-of-state ID, we will need proof you meet the requirements. For example, a paystub showing your employer is based in Michigan, a rental agreement or closing documents with your Michigan address or a school ID will suffice.

Yes, if you are under the age of 24, there is no monthly maintenance fee for the Cash Back checking account. Also, you will receive all standard benefits, which include earning cash back against certain debit card transactions.

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