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Flexibility and stronger growth come in one account.

Money Market Account

Higher balances
earn higher interest rates.

Get better rates and more accessibility.

Enjoy solid growth and build a better future
1.80% APY* for 9 months on balances of $25,000 and up

0.65% APY* for 9 months on balances of $1,000 - $24,999

Ideal blend of growth and liquidity


Do you have an emergency fund for unexpected expenses? Do you want a higher rate with anytime access? Credit Union ONE's Money Market Account is the answer with higher yields than our regular savings and more flexibility than our CDs. If you're ever in a financial pinch, use this Money Market Account to cover expenses instead of piling up credit card debt. We're happy to help Michigan members find the right fit with our Money Market Account.
Open a Money Market account today.
Apply Now

* Federal regulations limit you to six savings account withdrawals or transfers per monthly statement period. However, this limit does not apply to withdrawals or transfers made in person at a branch or at an ATM.

Related resources

How do I view transaction information?

You can find this information by logging in to Online Banking, Mobile Banking, or using 24-Hour Telephone Banking.

How do I set up direct deposit? 

The direct deposit letter can be printed and sent to you to give to employer. Call the Member Contact Center at 800-451-4292 or visit a branch.  Auto pay is also set up through the Member Contact Center or by visiting a branch. You can use Online Banking to set up scheduled payments or recurring external transfers.

How do I open an account online?

Credit Union ONE now offers online account opening and funding. You can open an account online and fund it with a bank checking or savings account or a credit or debit card.

Can my child become a Credit Union ONE Member? 

Our Youth Accounts page explains all the details about options for youth members. 

What information do I need to provide my employer to set up direct deposit?

Please give your employer your 10-digit account number (not your member number) along with the routing number of 272479841. If your employer requires a letter, please contact us at 800-451-4292 or stop by a branch.

What is the minimum amount to open an account?

You'll need $25 to open a checking account. There is no minimum for savings accounts.


How many transfers can I make from my Credit Union ONE savings account in a month?

Regulation D limits the number of electronic transactions from a savings account to six (6) per calendar month. This includes transfers made by phone, through Online Banking, and any deductions made by a third party. Online Banking shows the number of electronic transactions that have occurred to-date for the month. Any excess electronic transactions will be denied. A $30 overdraft fee may apply.

Who do I send a request to for a Verification of Deposit?

Verification of Deposits are processed by the Admin Services department. Members and merchants can fax the VOD form directly to the Admin Services Department, or mail to Credit Union ONE, 400 E. Nine Mile Rd., Ferndale, MI 48220.

How do I dispute an ACH/automatic payment?

Members can submit a dispute request for an ACH/ Auto Pay that they did not authorize by contacting Credit Union ONE at 800-451-4292 or visiting any Credit Union ONE branch. If doing this in person, you need to report the activity with the proper form attached with the transaction information. This form is then sent to Accounting Department for processing.