To build up your savings with a higher interest rate, consider Credit Union ONE's various CD options. Choose from eight terms, up to five years, with each term gradually paying a higher interest the longer your money stays on deposit. Once your CD matures, you can reinvest to continue growing or cash out your CD for a specific use. When our Michigan members want to maximize their savings, we help them find the CD that fits their goals.
*All rates are Annual Percentage Yield (APY). Minimum to open is $2,500. APY is based on an assumption that interest will remain in the account until maturity. Special 12 Month CD is new money only. Special 12 Month CD rate ends 3/7/2019. Withdrawals and fees may reduce earnings. Rates accurate as of 1/28/2019. May be discontinued or changed at anytime.
Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs:
Loss of 30 days interest for CDs with a term of 6 months or less
Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months
Loss of 180 days interest for CDs with a term greater than 12 months