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To build up your savings with a higher interest rate, consider Credit Union ONE's various CD options. Choose from eight terms, up to five years, with each term gradually paying a higher interest rate the longer your money stays on deposit. Once your CD matures, you can reinvest to continue growing or cash out your CD for a specific use. When our Michigan members want to maximize their savings, we help them find the CD that fits their goals. Open an account or visit us at one of our convenient locations throughout Michigan including metro Detroit, Grand Rapids, Traverse City and beyond.
*All rates are Annual Percentage Yield (APY). Minimum to open any term CD is $500, maximum $250,000. APY is based on an assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. Rates accurate as of 10/16/2023. May be discontinued or changed at any time. Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs: Loss of 30 days interest for CDs with a term of 6 months or less. Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months. Loss of 180 days interest for CDs with a term greater than 12 months.