Rates up to
Minimum amount to open
To build up your savings with a higher interest rate, consider Credit Union ONE's various CD options. Choose from eight terms, up to five years, with each term gradually paying a higher interest the longer your money stays on deposit. Once your CD matures, you can reinvest to continue growing or cash out your CD for a specific use. When our Michigan members want to maximize their savings, we help them find the CD that fits their goals.
*All rates are Annual Percentage Yield (APY). Minimum to open is $2,500. APY is based on an assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. Rates accurate as of 5/11/2019. May be discontinued or changed at anytime.
Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs:
Loss of 30 days interest for CDs with a term of 6 months or less
Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months
Loss of 180 days interest for CDs with a term greater than 12 months
**Unlimited add on deposits may be made over the term of the CD. Upon maturity, the rate for all tiers will default to the current standard rate as published in the rate schedule. New money only. Rates accurate as of 5/11/2019. Promotional offer ends 7/31/2019.