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Strong financial foundations start with solid savings.


Credit Union ONE's savings options help you reach your unique goals.

Personal Savings

  • Savings Account

    We can help you reach your savings goals. View Details
  • Money Market Account

    Get the ideal blend of growth and convenient access. View Details
  • Certificates of Deposit

    Keep your money on deposit longer for more growth. View Details
  • Coverdell Education Savings Account

    Start saving for education expenses. View Details

Individual Retirement Accounts

  • Traditional IRAs

    Plan for retirement while your earnings grow tax-deferred.

    View Details
  • Roth IRAs

    Take tax-free distributions in retirement, in many cases. View Details
  • Rollover an IRA

    Roll your employee-sponsored plan into one of our IRAs. View Details
  • Spousal IRAs

    Non-working spouses can save for retirement. View Details

Business Savings

  • Business Savings Account

    We can help you reach your savings goals. View Details
  • Business Money Market Account

    The ideal blend of growth and convenient access. View Details
  • Business Certificates of Deposit (CD)

    Strengthen your short-term savings with our CDs. View Details
Certificates of Deposit (CDs)
Build your savings.
Learn More
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How do I view transaction information?

You can find this information by logging in to Online Banking, Mobile Banking, or using 24-Hour Telephone Banking.

How do I set up direct deposit? 

The direct deposit letter can be printed and sent to you to give to employer. Call the Member Contact Center at 800-451-4292 or visit a branch.  Auto pay is also set up through the Member Contact Center or by visiting a branch. You can use Online Banking to set up scheduled payments or recurring external transfers.

How do I open an account online?

Credit Union ONE now offers online account opening and funding. You can open an account online and fund it with a bank checking or savings account or a credit or debit card.

What information do I need to provide my employer to set up direct deposit?

Please give your employer your 10-digit account number (not your member number) along with the routing number of 272479841. If your employer requires a letter, please contact us at 800-451-4292 or stop by a branch.

What is the minimum amount to open an account?

There is no minimum to open a Cash Back Checking account. You'll need $25 to open a Basic Checking account. There is no minimum for savings accounts.

How do I dispute an ACH/automatic payment?

Members can submit a dispute request for an ACH/ Auto Pay that they did not authorize by contacting Credit Union ONE at 800-451-4292 or visiting any Credit Union ONE branch. If doing this in person, you need to report the activity with the proper form attached with the transaction information. This form is then sent to Accounting Department for processing.

Who do I send a request to for a Verification of Deposit?

Verification of Deposits are processed by the Admin Services department. Members and merchants can fax the VOD form directly to the Admin Services Department, or mail to Credit Union ONE, 400 E. Nine Mile Rd., Ferndale, MI 48220.