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Help protect the GAP.

Guaranteed Asset Protection (GAP) With Deductible Assistance

Protection for your finances

BonusDrive $500 Rebate
Get a $500 manufacturer's rebate on the purchase of select vehicles.            

Filling in when you need it


You can't put a price on worry-free driving, except when it comes to our affordable Guaranteed Asset Protection. We offer GAP with deductible assistance to Michigan Members to help protect any financial gaps that exist when a vehicle is stolen or totaled. For instance, if your insurance payout is less than the amount you owe on your auto loan, you're left paying out of pocket unless you have GAP. And if you're in an accident and a claim is filed, Credit Union ONE may cancel your deductible up to $1,000. It's all part of being your co-pilot as you navigate the journey.
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Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with Us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee.

*Primary insurance policy must be in force at the time of loss with full coverage. Available limits up to $1,000 per occurrence. Only available on motor vehicles. Not available on RV, power sport or watercraft loans. Certain eligibility requirements, conditions and exclusions may apply.

Related resources

Do you offer GAP insurance? 

Yes, learn more about Guaranteed Asset Protedtion (GAP) insurance online. To apply for GAP insurance, contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch.

Do you offer financial planning services? 

The Hantz Group has partnered with Credit Union ONE to help our members with Financial Planning, Retirement, Education, Life/Long-Term Care Insurance, Taxes, Home and Auto Insurance, Estate Planning, Investments. We can assist members with focusing on their current and future financial needs.

Where can I find information about GAP insurance?

Yes, learn more about Guaranteed Asset Protedtion (GAP) insurance online. To apply for GAP insurance, contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch.

What is Hantz Group? 

The Hantz Group has partnered with Credit Union ONE to help our members with Financial Planning, Retirement, Education, Life/Long-Term Care Insurance, Taxes, Home and Auto Insurance, Estate Planning, Investments. We can assist members with focusing on their current and future financial needs.

How do I apply for GAP insurance? 

Yes, learn more about Guaranteed Asset Protedtion (GAP) insurance online. To apply for GAP insurance, contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch.

What are the benefits of financial planning services? 

The Hantz Group has partnered with Credit Union ONE to help our members with Financial Planning, Retirement, Education, Life/Long-Term Care Insurance, Taxes, Home and Auto Insurance, Estate Planning, Investments. We can assist members with focusing on their current and future financial needs.

Do you offer CLCD Insurance? 

Yes, learn more about Credit Life & Credit Disability Insurance online. Members should purchase both insurances for peace of mind. The Credit Life Insurance will pay off the loan in the event of a members untimely death. Disabililty Insurance will make the payments in the event the member becomes disabled. 

How do I apply for CLCD insurance? 

Yes, learn more about Credit Life & Credit Disability Insurance online. Members should purchase both insurances for peace of mind. The Credit Life Insurance will pay off the loan in the event of a members untimely death. Disabililty Insurance will make the payments in the event the member becomes disabled. 

Should I purchase CLCD insurance? 

Yes, learn more about Credit Life & Credit Disability Insurance online. Members should purchase both insurances for peace of mind. The Credit Life Insurance will pay off the loan in the event of a members untimely death. Disabililty Insurance will make the payments in the event the member becomes disabled. 

What is AD&D?

TruStage is a third-party company that offers unique insurance coverage services to members of Credit Union ONE such as Accidental Death and Dismembermant (AD&D). Enrolling must be done by contacting TruStage directly.

Do you offer AD&D insurance?

TruStage is a third-party company that offers unique insurance coverage services to members of Credit Union ONE such as Accidental Death and Dismembermant (AD&D). Enrolling must be done by contacting TruStage directly. 

How do I apply for AD&D insurance?

TruStage is a third-party company that offers unique insurance coverage services to members of Credit Union ONE such as Accidental Death and Dismembermant (AD&D). Enrolling must be done by contacting TruStage directly.

Should I buy AD&D insurance? 

TruStage is a third-party company that offers unique insurance coverage services to members of Credit Union ONE such as Accidental Death and Dismembermant (AD&D). Enrolling must be done by contacting TruStage directly.