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Use your own savings on deposit to borrow money for your projects.

Secured Loans

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For those times when you need to borrow money to address expenses or big projects, look to your Credit Union ONE Savings Account. Use your deposits to secure a loan that can help you reach your goals.

  • Flexible options to fit any need
  • Simple application and quick closing
Great low rates with our
Achieve Credit Card

0% Introductory APR on balance transfers and 1.99% Introductory APR on purchases for up to 365 days following account opening.  After 365 days, a variable rate currently between 11.00% - 22.00% on purchases and balances transfers.  

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Browse our Secured Loans:

Savings Secured Loans

Borrow money based on how much you have in your Savings Account so you can finance what you need.
 
  • Savings continue to earn interest while you use your loan
  • Interest rate is lower than many or most credit cards
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your loan is paid off, your savings become available to you again


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Certificate Secured Loan

If you've been diligent about saving money in CDs and find you need a loan now, this loan features an affordable rate that makes your money go further.
 
  • Savings continue to earn interest while you use your loan
  • Interest rate is lower than many or most credit cards
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your loan is paid off, your savings become available to you again


Apply Now

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