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Use your own savings on deposit to borrow money for your projects.

Secured Loans and Lines of Credit

Cash Back Checking
Earn Cash Back Rewards for everyday purchases with your debit card 
Browse our Secured Loans and Lines of Credit:

Savings Secured Loans

Borrow money based on how much you have in your Savings Account so you can finance what you need.
 
  • Savings continue to earn interest while you use your loan
  • Interest rate is lower than many or most credit cards
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your loan is paid off, your savings become available to you again

Certificate Secured Loan

If you've been diligent about saving money in CDs and find you need a loan now, this loan features an affordable rate that makes your money go further.
 
  • Savings continue to earn interest while you use your loan
  • Interest rate is lower than many or most credit cards
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your loan is paid off, your savings become available to you again

Savings Secured Line of Credit

When you need flexible financing and want a lower rate than most credit cards, this option is ideal for members who need to build or re-establish credit.
 
  • Credit is extended to you based on the balance of your Savings Account
  • Savings continue to earn interest while you receive a competitive rate on your credit line
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your credit line is paid off, your savings become available to you again
Get the process started today.
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