Skip to Sitemap Skip to Online Banking
placeholder for jump to top link
Join
Chat
Quick Links
I want to
Buy everything you need. Get a lot more than you pay for.

Personal Credit Cards

Apply Now

A credit card isn't just a convenient way to make a purchase. It's a financial tool that opens the door to all sorts of other benefits for our Michigan members. Choose a credit union credit card that earns great rewards, or one with our lowest interest rate, or one that helps you rebuild your credit. With three purpose-driven Mastercard credit card options, we offer credit solutions that fit your financial needs.

  • No annual credit card fees
  • No balance transfer fees
  • 100% U.S.-based customer service
  • Free insurance products and extended warranty offerings
  • 24/7 help with identity theft issues
1.99% APR* Introductory Rate
for the first 12 months
New credit cards are eligible for a low introductory rate for 12 months following account opening on all balance transfers and purchases made within the first 90 days of account opening, then a variable rate – currently between 11.00% - 20.00% on purchases and balance transfers.
Apply Now
Choose the card that's best for you.

Achieve Rewards Credit Card

The more you buy, the more you get back. Your purchases earn reward points that can be redeemed for pretty much anything.

 
  • Redeem points for cash, gifts cards, merchandise and travel deals
  • No annual fees
  • No balance transfer fees


Apply Now

Learn More
 

Achieve Credit Card

You work hard for every dollar you earn. This card helps you keep more of what you bring home by holding down interest payments.
 

  • Receive a variable rate after the introductory period as low as 11.00% APR
  • Our lowest-rate card
  • No annual fees
  • No balance transfer fees


Apply Now

Learn More
 

Access Credit Card

The road to financial success is full of detours. If you're trying to establish a credit rating or get back on track, this is the right place to turn.
 

  • Secured credit line up to $50,000
  • Spending limit rises as you deposit more money into your secured checking account
  • On-time payments help boost your credit rating
  • Great for making large purchases
  • Special introductory rate not available


Apply Now

Learn More
 
placeholder cell
Achieve Rewards Credit Card
Apply Now
Achieve Credit Card
Apply Now
Access Credit Card
Apply Now
Rates and Benefits
      

Introductory rate 1.99% APR*
for the first 12 months

 Yes Yes  
Rate Variable, as low as 14.00% APR Variable, as low as 11.00% APR 20.00% APR
No balance transfer fees Yes Yes Yes
No annual fees Yes Yes Yes
Rewards
(Earn 1 point for every $1 in card purchases.
Redeem your points for cash, gift cards, merchandise, or travel)		 Yes    
100% U.S.-based, 24/7 Card Support Yes Yes Yes

Mobile Wallet Compatible

 Yes Yes Yes
Identity Theft Resolution Services Yes Yes Yes
1 Year Extended Warranty Yes Yes Yes

60 Day Price Protection

 Yes Yes Yes

Zero Liability

 Yes Yes Yes
Mastercard SecureCode® Yes Yes Yes
 
Apply Now
Apply Now
Apply Now
  Learn More Learn More Learn More
Get your Credit Union ONE credit card today.
Apply Now

*Subject to approval based on overall creditworthiness factors. Rate is variable and may change. Account must be opened by 5/15/19 to qualify for introductory rate. Introductory rate is good for 12 months after opening a new Achieve Rewards, or Achieve Credit Card. Advertised rates not applicable on secured credit card products. After 12 months, a variable rate--currently between 11.00%-20.00% on purchases, and balance transfers.

Not sure how to get started?
How to Open an Account
What you need to get started
Chat Online
Connect with a customer service representative through our site.
Contact Us
Call us at 800-451-4292.
Find a Branch
Come into one of our convenient locations.
Featured offers