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A credit card isn't just a convenient way to make a purchase. It's a financial tool that opens the door to all sorts of other benefits for our Michigan members. Choose a credit union credit card that earns great purchase rewards, or one with our lowest interest rate, or one that helps you rebuild your credit. With three purpose-driven Mastercard credit card options, we offer credit solutions that fit your financial needs.
0% Introductory APR* on balance transfers and 1.99% Introductory APR*on purchases for up to 365 days following account opening. After 365 days, a variable rate currently between 8.75%-16.75% on purchases and balances transfers.
The more you buy, the more you get back. Your purchases earn reward points that can be redeemed for pretty much anything.
You work hard for every dollar you earn. This card helps you keep more of what you bring home by holding down interest payments.
The road to financial success is full of detours. If you're trying to establish a credit rating or get back on track, this is the right place to turn.
Mobile Wallet Compatible
60 Day Price Protection
Zero Liability
APR = Annual Percentage Rate *$200 cash back offer vaild from 10/15/2021 to 01/15/2022. Subject to approval based on overall creditworthiness factors. Rate is variable and may change. Foreign transaction fee of 2.00% of each transaction amount in U.S. dollars completed outside the U.S. and/or for each transaction in U.S. dollars completed in a foreign currency. Cash advance fee of $10 or 2.00% of the amount of each cash advance whichever is greater. Current variable APR for purchases and balance transfers is between 11.75% - 17.75%. Current cash advance APR is 21.75% and is variable. **Offer available for new cardholders only. Application subject to approval based on overall creditworthiness factors. Accounts have 90 days from the open date to make qualifying transactions. The rate will remain in effect for 90 days from the open date. Purchase promotional rate and balance transfer promotional rate are valid for up to 365 days from the date the transaction posts to the account between 10/2/21 and 1/15/22 then a variable rate currently between 8.75% - 16.75%. Offer only valid on Achieve Card. Balance transfer fee is 3% of amount transferred. Foreign transaction fee of 2.00% of each transaction amount in U.S. dollars completed outside the U.S and/or for each transaction in U.S. dollars completed in a foreign currency applies. Cash advance fee $10 or 2.00% of the amount of each cash advance, whichever is greater. Current Cash Advance APR is 21.75%. Offer may be modified or discontinued at any time. *** Subject to approval based on overall creditworthiness factors. Foreign transaction fee of 2.00% of each transaction amount in U.S. dollars completed outside the U.S. and/or for each transaction in U.S. dollars completed in a foreign currency. Cash advance fee of $10 or 2.00% of the amount of each cash advance whichever is greater. Card must be secured against member deposit account in an amount equal to the credit limit. Current rate is 17.75% and is variable. Current cash advance APR is 21.75% and is variable.