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Find the right fit that gets you back on your feet.

Build Credit

Auto Loan Rates
Get rates as low as 2.39% APR* and purchase GAP Insurance with Deductible Assistance at the low rate of $399
Browse our options to help you build credit:

Credit Builder

If you've been turned down for other loans because of your credit history, this special loan could be the right fit for you.
 

  • Borrow $2,000 for any purpose
  • No down payment required
  • Pay under $100 per month
  • Loan is reported to the credit bureaus so you can build a positive credit history

Savings Secured Loans

Borrow money based on how much you have in your Savings Account so you can finance what you need.
 

  • Savings continue to earn interest while you use your loan
  • Interest rate is lower than many or most credit cards
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your loan is paid off, your savings become available to you again

Certificate Secured Loans

If you've been diligent about saving money in CDs and find you need a loan now, this loan features an affordable rate that makes your money go further.
 
  • Savings continue to earn interest while you use your loan
  • Interest rate is lower than many or most credit cards
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your loan is paid off, your savings become available to you again

Savings Secured Line of Credit

When you need flexible financing and want a lower rate than most credit cards, this option is ideal for members who need to build or re-establish credit.
 

  • Credit is extended to you based on the balance of your Savings Account
  • Savings continue to earn interest while you receive a competitive rate on your credit line
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your credit line is paid off, your savings become available to you again

Personal Credit Cards

Credit Union ONE offers the perfect card for the way you use credit.

Business Credit Cards

Carry a credit card that's designed for your business.
Get the process started today.
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