Freedom Access

Freedom Access

You're at liberty to get money whenever you need it


A credit line can be a lifeline

Quickly access funds for big expenses or everyday needs.

Always there

Get access to a personal loan fund that you can tap into anytime for any reason at all.

Instant access

Transfer funds directly from Online or Mobile Banking to your checking account.

Extra money

Qualify for credit limits of anywhere from $500 to $10,000.

Lower payments

You won't pay interest on your entire credit limit, only on the amount of money you use.

Sometimes you can see a major expense coming from miles away. But sometimes they come out of the blue - and maybe two or three at a time. That's when you need a financial safety net, like the one provided by your Freedom Access line of credit. Withdraw funds whenever you wish to tackle life's challenges, make needed purchases, or simply bring happiness to the people you care about.

  • Your line of credit can also provide overdraft protection for your Credit Union ONE checking account at a competitive rate
  • No collateral needed to qualify for line of credit

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.

Run The Numbers

Discover opportunities to put more money in your pocket.

Open the door to a Freedom Access line of credit.

More Solutions

Get 5% back when you shop local using your Mastercard.

Use your Mastercard at participating local shops and restaurants to receive 5% cash back on your purchases. 

Variable rate subject to change monthly based on the prime rate as published in the Wall Street Journal plus a margin. Actual rate offered is based on overall creditworthiness factors. Interest begins to accrue when you access the funds. Floor APR (Annual Percentage Rate) is 6% and the maximum APR is 18%. Other conditions may apply.

The calculator tools are not guarantees of credit. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.