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As a not-for-profit, we're always eager to provide benefits that other institutions don't.


Browse all of our Membership Benefits:

Accidental Death & Dismemberment Insurance

Accidents can happen anytime. Don’t leave them unprepared.

Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment Insurance can help give them a safety net.

How does it work?
As a member of Credit Union ONE you are eligible to enroll for $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D Insurance can pay your beneficiary a cash benefit if you die in an accident. It also pays benefits if you are hospitalized or suffer dismemberment due to a covered accident.
What’s covered?
Once you enroll, AD&D Insurance pays a cash benefit to your beneficiary if you die from a covered accident or you suffer a covered serious injury. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.
Acceptance is guaranteed and there are no medical questions.
Enroll today at
TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677 0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012, ADD-2018-POL, 2018-ADD-POLRDR-CR, 2018-ADD-POLRDR-CNR.
© 2019 TruStage Insurance Agency

TruStage® Auto & Home Insurance Program

Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote today or call 1-855-483-2149.
TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017
AHE, AHL-1339661.2

General Life Insurance

Expect the best out of life, but be prepared.

You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden if you were to die is just one more way to show you care.

TruStage® Life Insurance can help give you peace of mind today and provide an income-tax free cash benefit for your family. It can help pay expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.

TruStage helps make it easy to compare insurance and explore options you can afford—so you can make a good decision today for your family:

Don’t wait another day to be prepared.

Get an instant quote online today. Or, call 1-800-814-2914 and talk to a licensed agent.


A Tradition of Strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings.

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency


Guaranteed Asset Protection (GAP) With Deductible Assistance

GAP offsets the financial gap that exists between your insurance payout and your outstanding loan balance when a vehicle is stolen or totaled and not recovered*.
  • May helps you avoid potentially paying thousands of dollars out-of-pocket
  • May cancel $1,000 toward the purchase of a replacement vehicle financed with Credit Union ONE if yours is totaled or stolen and not recovered
  •  Deductible Assistance* is designed to cancel $1,000 on your loan to help you during a time of need
  • Cost is $449, and can be financed with your loan

Credit Life & Disability

Make sure you have insurance that will help pay off loans if you're disabled, or worse.
  • Credit life insurance pays off a loan balance (up to contract limits) in the event of death; maximum $100,000 per loan
  • Credit disability insurance benefit is $1,000 monthly; must be working 25 hours per week to qualify

ForeverCar Mechanical Repair Coverage

No one plans for an unexpected car breakdown.  With mechanical repair coverage from Credit Union ONE powered by ForeverCar, you can be ready for the road ahead. If your car qualifies, you can purchase coverage at an exclusive member rate. 
  • Convenient coverage options without a long-term contract
  • Use a licensed repair facility of your choice
  • Lock in at a low monthly rate for the duration of your plan

Mechanical Repair Coverage

Provided by MEMBER'S CHOICE® through the CUNA Mutual Insurance Agency, Inc., this affordable car repair insurance policy covers various scenarios.
  • Platinum and Gold programs available
  • Limits your out-of-pocket costs for unexpected repairs
  • Can be used at any authorized repair facility in the U.S. or Canada

*Primary insurance policy must be in force at the time of loss with full coverage. Available limits up to $1,000 per occurrence. Only available on motor vehicles. Not available on RV, power sport or watercraft loans. Certain eligibility requirements, conditions and exclusions may apply.

Take advantage of Membership Benefits today.
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