Skip to Main Content
Skip to Sitemap
Skip to Online Banking
×
Close
You are now leaving the Credit Union ONE Web site.
Any products and services accessed through this link are not provided, endorsed or guaranteed by Credit Union ONE. Please review the third-party site's Privacy Disclosures and Terms & Conditions for more information. Thank you!
placeholder for jump to top link
Search
Search the site
Submit search term
Locations
Rates
Chat
Contact Us
Careers
Save
Personal Savings
Savings Account
Money Market Account
Certificates of Deposit
Coverdell Education Savings Account
Individual Retirement Accounts
Traditional IRAs
Roth IRAs
Rollover an IRA
Spousal IRAs
Business Savings
Business Savings Account
Business Money Market Account
Business Certificates of Deposit (CD)
New
Certificate of Deposit rates!
Learn More
Start a lifelong tradition
of financial responsibility today with a Savings Account.
Learn More
Spend
Personal Spending
Personal Checking Accounts
Personal Credit Cards
Business Spending
Business Checking
Access nearly
30,000 surcharge-free ATMs nationwide.
Learn More
Earn points
redeemable for cash, gift cards, travel, and more on all Credit Card purchases.
Learn More
Borrow
Home Loans
First Time Home Buyer
Purchase a Home
Refinance a Home
Home Equity Loans
Mortgage Team
Vehicle Loans
Auto Loans
Boat Loans
Motorcycle Loans
RV & Camper Loans
Auto Payment Protection
Personal Loans
Compare Personal Loans
Mastercard Credit Cards
Unsecured Loans and Lines of Credit
Secured Loans
Build Credit
Business Loans
Commercial Lending
Get to work on your
home improvements
with a Home Equity Line of Credit.
Learn More
Drive off in a new or used vehicle with auto loans
as low as 7.12
%
APR*
Learn More
Plan
Planning
Investing
Financial Planning
Retirement Planning
Estate Planning
Tax Planning
Debt Strategies and Personal Banking
Protecting
Insurance Planning
Insurance Coverage
Start your journey on the road to financial wellbeing
Learn More
Insurance options to help plan for the unknown
Learn More
Access
Bank Anywhere
Digital Banking
Mobile Wallet
Money Management Software
24-Hour Telephone Banking
ATM Banking
ITM Banking
Locations & ATMs
Loan Payments
Payment Options
Organize all of your bills in one place and
avoid late fees.
Learn More
Deposit your checks from anywhere
with the Credit Union ONE Mobile App.
Learn More
Learn
Life Stages
Affording Major Expenses
Planning for Retirement
Managing Your Money
Resources
Blog
Community Involvement
Calculators
Frequently Asked Questions
Mortgage Products Guide
Rates
Security & Privacy
Protection
ID Theft Protection
Disclosures
Membership Benefits
Benefits of Membership
Attend a seminar
and let us answer your pressing financial questions.
Learn More
Let us guide you through the
home buying process
Learn More
Join
Chat
Apply for a Loan
Open an Account
Log In
Close
Log In
Welcome
Login ID
Password
Log In
Forgot Username
|
Forgot Password
Register Now
Online Banking not supported using Internet Explorer
Menu
Quick Links
I want to
Become A Member
Open An Account
Apply For A Loan
Make A Payment
Build My Credit
View Debit Card Rewards
Read Blog
View Current Rates
Stay Secure
Chat With a Specialist
Contact Us
Find A Location
See Branch Hours
Frequently Asked Questions
Take A Survey
Join
Chat
Save
horizontal rule
Personal Savings
Savings Account
Money Market Account
Certificates of Deposit
Coverdell Education Savings Account
Individual Retirement Accounts
Traditional IRAs
Roth IRAs
Rollover an IRA
Spousal IRAs
Business Savings
Business Savings Account
Business Money Market Account
Business Certificates of Deposit (CD)
Spend
horizontal rule
Personal Spending
Personal Checking Accounts
Personal Credit Cards
Business Spending
Business Checking
Borrow
horizontal rule
Home Loans
First Time Home Buyer
Purchase a Home
Refinance a Home
Home Equity Loans
Mortgage Team
Vehicle Loans
Auto Loans
Boat Loans
Motorcycle Loans
RV & Camper Loans
Auto Payment Protection
Personal Loans
Compare Personal Loans
Mastercard Credit Cards
Unsecured Loans and Lines of Credit
Secured Loans
Build Credit
Business Loans
Commercial Lending
Plan
horizontal rule
Planning
Investing
Financial Planning
Retirement Planning
Estate Planning
Tax Planning
Debt Strategies and Personal Banking
Protecting
Insurance Planning
Insurance Coverage
Access
horizontal rule
Bank Anywhere
Digital Banking
Mobile Wallet
Money Management Software
24-Hour Telephone Banking
ATM Banking
ITM Banking
Locations & ATMs
Loan Payments
Payment Options
Learn
horizontal rule
Life Stages
Affording Major Expenses
Planning for Retirement
Managing Your Money
Resources
Blog
Community Involvement
Calculators
Frequently Asked Questions
Mortgage Products Guide
Rates
Security & Privacy
Protection
ID Theft Protection
Disclosures
Membership Benefits
Benefits of Membership
Home
Borrow
Home Loans
Mortgage Team
Erica Smith
Explore More
Angela Brennan
Delanna Dickerson
Joel Ingraham
Brieanna Jamroz
Erica Smith
Cheryl Mitchell
Erica Smith
Apply Now
Purchase Options
Refinance Options
I have been a Mortgage Loan Originator for 7 years in Michigan, working on a wide range of purchase mortgages and helping people save money with refinances. I am not only committed to making the mortgage loan process as simple and clear as possible but also insuring the individual financial needs of our members are met at the lowest costs and rates.
NMLS ID 1245523
Based out of Grand Rapids Services Grand Rapids, Berkley and Waterford
248.584.5204 direct
313.938.3015 cell
Erica_smith@cuone.org
"Erica and her team at Credit Union One helped us close on our home by a preset deadline. She was helpful and prompt throughout the entire process. I would recommend Erica for anyone in a similar situation and would go back to her in the future."
- Jeff B.
I'm here to help. Let's get started!
First Name*:
Last Name*:
Email*:
Best Phone Number to Reach You*:
Security code: