Commercial Lending

Tailor a loan program

to fit your business.

Rely on our team to find the right loan.

It all starts with a face-to-face meeting to understand your business and your goals for the short term and long haul. Your business is a unique entity, and we believe it requires a customized approach to lending. Whatever the size of your company, we offer loans and lines of credit to support your growth.

Our expertise extends beyond typical offerings to provide the certainty you need to proceed. We offer financing to expand, relocate, acquire or start a business and deliver business/tax/benefits planning services to support your company. As a go-to resource for Michigan business owners, we’re eager to work closely with you to determine which of our options is best for your company.

Secure the financing you need to progress.

Paycheck Protection Program (PPP)

• The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.
• SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.

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Lines of Credit

• Use for funds during gaps in cash flow in order to keep your business moving ahead.
• We assist with accounts receivable and inventory financing.

Term Loans

• Purchase machinery, equipment and additional long-term business assets.
• Repayment plans are tailored to your cash flow and overall goals of your business.

Commercial Mortgages

• Fund a purchase or renovation of property used for commercial, retail, industrial or multi-family purposes.
• Rates, terms and repayment plans are based on type of property and your investment in it.

Small Business Administration (SBA) Loans

•   Credit Union ONE is an SBA preferred lender, providing the best financing vehicle to meet your goals.
•   Options include SBA Express Loans, 7(a) Loans and Certified Development Company (504) Loans through the U.S. Small Business Administration.
•   These government-backed loans feature reduced down payments, lower monthly payments and more favorable interest rates compared to non-SBA loans.

Let’s talk about your commercial lending needs.

How to Open an Account

What you need to get started

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Call us at 800-451-4292.

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