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Written by:Credit Union ONE
January 24, 2022
Category: News

Credit Union ONE Member Wins PSCU Sweepstakes

image to support article about Credit Union ONE Member Wins PSCU Sweepstakes
Ferndale, Michigan – Congratulations to Credit Union ONE Member Mrs. Sharon Kiel-Johnson, who was the winner of $5,000 in the PSCU Give Back Sweepstakes which took place from July to October of 2021. Members who used their Credit Union ONE credit or debit card four times weekly, were automatically entered in the sweelstakes. PSCU ( Payments Systems for Credit Unions ) a credit and debit payment processing company was the sponsor of the sweepstakes.

At the check presentation an exicited Mrs. Kiel-Johnson stated “ I was in total disbelief that I was a winner, but was elated to have won!  All I use is my Credit Union ONE debit card.”
 
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Credit Union ONE, is headquartered in Ferndale, Michigan. Organized in 1938 by five people with $51.00, the credit union now has approximately $1.8 billion in assets and provides its 125,000 members with consumer banking services such as mortgages, credit cards, auto financing, and deposit products via digital platforms and 18 branches located in Southeast Michigan, Grand Rapids, and Traverse City. eighteen offices Through its affiliation with Hantz Financial Services, members have access to a comprehensive range of investment, insurance, estate/tax planning, and advisory services. Credit Union ONE also participates in the CO-OP Network providing members access to nearly 30,000 surcharge-fee ATMs and over 5,600 branches across the United States. For more information go to cuone.org or "like us" on Facebook and Twitter.
 
Written by: Credit Union ONE
October 08, 2021
Category: News

Scholarship Applications Now Available

Ferndale, Michigan – Applications for the 2021-2022 William G. Coyne Memorial Scholarship Program are now available online and in all Credit Union ONE branches.To be eligible High School seniors must meet the following requirements:
  • Be a 2022 graduating high school senior
  • Complete 30 or more hours of documented, qualified community service during Junior/Senior year of high school ending April 1, 2022
  • Be a Member of a family that has belonged to Credit Union ONE of Michigan for a minimum of 6 months ( in good standing )
  • Have a cumulative high school grade point average of 3.0 or above
  • Plan to enroll in, beginning in the fall of 2022, a full time undergraduate course of study at an accredited two-or four year college or university, or accredited trade or vocational school.
To download and print an application, click here or you can visit any of our branch offices.
 
Credit Union ONE, is headquartered in Ferndale, Michigan. Organized in 1938 by five people with $51.00, the credit union now has approximately $1.2 billion in assets and provides its 125,000 members with consumer banking services such as mortgages, credit cards, auto financing, and deposit products via digital platforms and 25 branches located in Southeast Michigan, Grand Rapids, and Traverse City. twenty offices Through its affiliation with Hantz Financial Services, members have access to a comprehensive range of investment, insurance, estate/tax planning, and advisory services. Credit Union ONE also participates in the CO-OP Network providing members access to nearly 30,000 surcharge-fee ATMs and over 5,600 branches across the United States. For more information go to cuone.org or "like us" on Facebook and Twitter.
 
Written by:Credit Union ONE
August 03, 2021
Category: News

Credit Union ONE Recognized for Products and Resources Aimed at Helping Members Achieve Financial Independence.

image to support article about Credit Union ONE Recognized for Products and Resources Aimed at Helping Members Achieve Financial In
Credit Union ONE is proud to ensure our members have the best advantages when it comes to savings, loans, lines of credit, and other financial resources. We are also proud to serve the state of Michigan by expanding homeownership and providing financial relief solutions whenever possible.

We’ve recently been recognized for our commitment to our members and community by BadCredit.org, an online site that informs and educates Americans on reliable resources for improving their credit health. The BadCredit article emphasized our dedication to saving members more in offering solutions to avoiding atm fees and other money management. Credit Union ONE also offers members specialized products to help improve credit scores and habits. One of our most popular specialized products is the Credit Builder Loan, which helps members raise their credit score to qualify for more beneficial products in the future. Another is its secured credit card, which serves the same purpose. Lastly, Credit Union ONE takes pride in our quickness to act and help bolster the financial well-being of our members during the COVID-19 crisis. We offered a 90-day payment waiver and extensions for members that had loans with us but were struggling financially. To help those frontline essential workers who need additional help, Credit Union ONE offered everyday loans with little to no restrictions. We are proud to do our part for the community and our members during these difficult times.

You can view the full article by clicking here.





 
Written by:Credit Union ONE
March 10, 2021
Category: News

Credit Union ONE Recognized for Innovative Services and Community Outreach Efforts

image to support article about Credit Union ONE Recognized for Innovative Services and Community Outreach Efforts
Credit Union ONE has been proudly serving our Michigan community and member for almost 90 years. Even though we’ve been around for a long time, we still offer our members modern-day banking services and products suited to their needs and financial situation such as Credit Builder Loan, Low-Interest Rate Credit Cards, and competitive Home Mortgage Rates.  

We’ve recently been recognized for our achievements and community involvement by CardRates.com, an online site that offers fiscal education and advice on services offered by different financial institutions. The CardRates article highlighted our reputable Credit Building programs that we offer to members to help improve their credit after financial mistakes or with limited credit history. Credit Union ONE is dedicated to our members' financial well-being by offering a Credit Builder Loan, Secured Credit Card, and Second Chance Checking Account. We were also recognized for our continual activism in the community including our literacy programs aimed at members of all ages as well as our charity involvement such as sponsorships, donations, and volunteerism.

You can view the full article by clicking here.



 
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If you're a media member, this information provides a summary of CUONE's origins and operations. If you have additional questions, please contact Swaminathan Seetharaman at Swaminathan_Seetharaman@cuone.org or 248-584-5065.

What are your hours? 

Please visit our Locations & ATMs page.

Do you notarize? 

Credit Union ONE offers Notary services for members at no charge. Please visit any of our branch locations for this service. A notary public is an officer commissioned by the Michigan Secretary of State to serve as an unbiased and impartial witness. The most common function of the notary is to prevent fraud by attesting to the identity of a person signing a document. Notarization on a document certifies that the person whose signature is entered on the document personally appeared before the notary, established his or her identity, and personally signed the document in the presence of the notary.

How do I obtain my previous year tax information (1099 Form)?

If you earned $10 or more in interest in the previous year, you were mailed a 1099-INT form at the end of January. If you need another copy of your 1099-INT, please visit one of our branches. If you earned less than $10 in interest in the previous year, you will not receive a 1099-INT. However, the interest you earned is listed in your December statement, which can be viewed in Online Banking.

Where are your branches and ATMs located? 

Please visit our Locations & ATMs page.

How do I navigate through Online Banking? 

Enroll in Online Banking by clicking Log In and then Register Now, following the prompts. Once in Online Banking, use the menu widgets on the left-hand side to choose a feature you would like to use.  Watch this Online Banking Navigation Video to learn more.

How do I become a member of Credit Union ONE?

If you live, work, worship, or attend school in the State of Michigan, you are eligible for membership. You can apply online or by visiting one of our convenient branch locations.

What are you membership requirements?

You're eligible if you work, live, attend school or worship in Michigan. If you have out-of-state ID, we will need proof you meet the requirements. For example, a paystub showing your employer is based in Michigan, a rental agreement or closing documents with your Michigan address or a school ID will suffice.

How do I close my Credit Union ONE account? 
 

To close a Credit Union ONE account, members can visit any Credit Union ONE branch or call us at 800-451-4292 and a check will be mailed to the address on the account for any remaining balance payable to the member.

Where do I go to find account info?

You can access your account through Online Banking, Mobile Banking, or Telephone Banking. Also, account information is available by calling 800-451-4292 or visiting a branch.

How do I find a shared branching center? 

Our Locations & ATMs page provides a full list. Shared branching allows Credit Union ONE members to use other non-Credit Union ONE credit unions to perform certain transactions. Credit Union ONE is required to perform the following transactions for guest credit union members:

• Account Inquiries
• Withdrawals
• Deposits
• Transfers
• Loan Payments
• Loan Advances
• Statement Prints

Any additional services offered are that discretion of Credit Union ONE. 

What is your routing number?

Our routing number is 272479841. Sign up for direct deposit by providing this number and your 10-digit account number to your employer. If the information is needed in writing, we are able to provide a direct deposit letter.

What is a Garnishment?

A garnishment is a court order whereby a member's property or money are in possession or under control of another and applied as payment for their debt to a third party. A levy is a proceeding in which money is obtained for the payment of taxes that are past due. When members are served with a garnishment or levy, they must call and email Admin Services with the information and fax the documents to 248-584-5446. If the member questions a garnishment or levy, they can contact the filing court, the IRS, or the State of Michigan to file an objection. A phone number of the attorney will be in the account notes. By law, Credit Union ONE must follow the garnishment/levy orders.

My family member has passed away. How do I close the
account with Credit Union ONE? 

The procedure to close a deceased member's accounts vary depending on if there were joint owners, a beneficiary, if it was a trust, etc. Contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch for assistance.

What do I need to close my deceased parents account?

The procedure to close a deceased member's accounts vary depending on if there were joint owners, a beneficiary, if it was a trust, etc. Contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch for assistance.

Do you offer medallion or signature guarantee?
 

Yes, but please confirm by calling 800-451-4292 to find out if the location you wish to go to has one available and what documents you need to bring. All parties who need the signature guarantee must be current members.