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Read the latest news from Credit Union ONE.
Written by:Credit Union ONE
November 20, 2019
Category: News

Credit Union ONE and St. Clair Shores Kiwanis deliver Dictionaries

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Ferndale, Michigan – Credit Union ONE for the third year sponsored and partnered with the Shorewood St. Clair Shores Kiwanis, to provide all eight hundred third grade students in St. Clair Shores with their own new dictionary and reference book.  Over twelve schools public, private and charter, were included in the program that was completed in early November. The dictionaries are full of learning material and include information on the United States Presidents, States of the United States, Sign Language, Braille, Maps and Multiplication Tables, among many other interesting learning opportuinities.

The books are delivered to each classroom by represenatives from the Kiwanis and Credit Union ONE. This is now over ten years that the Kiwanis have been involved with this program. “ The kids and teachers really appreciate this project, and I want to thank Credit Union ONE for being the sponsor of one of our favorite programs” said Dr. Carl Papa, President of the St. Clair Shores Kiwanis.

The presentations are scheduled in advance with each school and classroom.” The excitement of the children when they each get a book is really great” said John Kozich, Vice President of Community Relations. “ This is a good way for us to give back to the schools and the community, and to provide some much needed learning materials”.
 
Written by:Credit Union ONE
November 15, 2019
Category: News

Credit Union ONE Supports Three Hospitals with Blankets

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Ferndale, Michigan – For the third straight year, employees at over 32 branches and departments at Credit Union ONE created 99 fleece-tied blankets which were distributed to three of our hospital partners:

Beaumont Children’s – Children’s Hospital of Michigan – St Joe’s Mercy Oakland, were all thrilled to receive the blankets that were made by the employees of each branch or department. The teams gathered at a convenient time and place and were free to choose their own children’s theme, color and style of blanket.

Judi Desilets Director of Corporate Events who organized managed and oversaw the program had this to say. “ It’s really moving to be a part of something so special for the children at these three hospitals”.  “The represenatives from the three hospitals assured us that many children would be comforted due to the generosity of our employees”.
 
Written by:Credit Union ONE
October 28, 2019
Category: News

Credit Union ONE Hosts Shred Day in Macomb

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Ferndale, Michigan – The  Members of Credit Union ONE turned out for a free shred day held at the Macomb Township Branch on Saturday October 19th, 2019. Over three and a half tons of paper was collected and shredded on site during the three hours, and the members generously donated $293.00 dollars to Beaumont Children’s in Royal Oak.

Credit Union ONE hosts three to four shred day events a year which continue to be a very popular event. Credit Union ONE Member Joanne Haney brought material to shred and was pleased with the event. “ Never miss a shred day, an incentive to clean my files. Thank You Credit Union ONE”.

“Our Members realize the importance of these events, and they continue to participate and also to help Beaumont Children’s which is great”  said John Kozich, Vice President of Community Relations for Credit Union ONE. “ Our Members started asking about the plans for 2020, and where and when they will see the announcement about the spring shred days”.
 
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If you're a media member, this information provides a summary of CUONE's origins and operations. If you have additional questions, please contact Donna Reid at Donna_Reid@cuone.org or 248-584-5088.

What fees are associated with my Credit Union ONE account?

Access a full list of our account fees.

What are your hours? 

Please visit our Locations & ATMs page.

Do you notarize? 

Credit Union ONE offers Notary services for members at no charge. Please visit any of our branch locations for this service. A notary public is an officer commissioned by the Michigan Secretary of State to serve as an unbiased and impartial witness. The most common function of the notary is to prevent fraud by attesting to the identity of a person signing a document. Notarization on a document certifies that the person whose signature is entered on the document personally appeared before the notary, established his or her identity, and personally signed the document in the presence of the notary.

How do I obtain my previous year tax information (1099 Form)?

If you earned $10 or more in interest in the previous year, you were mailed a 1099-INT form at the end of January. If you need another copy of your 1099-INT, please visit one of our branches. If you earned less than $10 in interest in the previous year, you will not receive a 1099-INT. However, the interest you earned is listed in your December statement, which can be viewed in Online Banking.

How do I become a member of Credit Union ONE?

If you live, work, worship, or attend school in the State of Michigan, you are eligible for membership. You can apply online or by visiting one of our convenient branch locations.

Where are your branches and ATMs located? 

Please visit our Locations & ATMs page.

How do I navigate through Online Banking? 

Enroll in Online Banking by clicking Log In and then Register Now, following the prompts. Once in Online Banking, click on the gray tabs and select requested items from the menus. For account history, click on the account name from the Account Summary page. If locked out of Online Banking wait 10 minutes for system to be reset (only once per day) or contact Credit Union ONE at 800-451-4292.

What are you membership requirements?

You're eligible if you work, live, attend school or worship in Michigan. If you have out-of-state ID, we will need proof you meet the requirements. For example, a paystub showing your employer is based in Michigan, a rental agreement or closing documents with your Michigan address or a school ID will suffice.

How do I find a shared branching center? 

Our Locations & ATMs page provides a full list. Shared branching allows Credit Union ONE members to use other non-Credit Union ONE credit unions to perform certain transactions. Credit Union ONE is required to perform the following transactions for guest credit union members:

• Account Inquiries
• Withdrawals
• Deposits
• Transfers
• Loan Payments
• Loan Advances
• Statement Prints

Any additional services offered are that discretion of Credit Union ONE. 

What is your routing number?

Our routing number is 272479841. Sign up for direct deposit by providing this number and your 10-digit account number to your employer. If the information is needed in writing, we are able to provide a direct deposit letter.

How do I change my address? 

In Online Banking, click on the Profile tab, and then Update Profile.  You can also visit a branch or call the Member Contact Center at 800-451-4292

I have moved and need to change my address?

In Online Banking, click on the Profile tab, and then Update Profile.  You can also visit a branch or call the Member Contact Center at 800-451-4292

How do I close my Credit Union ONE account? 
 

To close a Credit Union ONE account, members can visit any Credit Union ONE branch or call us at 800-451-4292 and a check will be mailed to the address on the account for any remaining balance payable to the member.

Where do I go to find account info?

You can access your account through Online Banking, Mobile Banking, or Telephone Banking. Also, account information is available by calling 800-451-4292 or visiting a branch.

What is a Garnishment?

A garnishment is a court order whereby a member's property or money are in possession or under control of another and applied as payment for their debt to a third party. A levy is a proceeding in which money is obtained for the payment of taxes that are past due. When members are served with a garnishment or levy, they must call and email Admin Services with the information and fax the documents to 248-584-5446. If the member questions a garnishment or levy, they can contact the filing court, the IRS, or the State of Michigan to file an objection. A phone number of the attorney will be in the account notes. By law, Credit Union ONE must follow the garnishment/levy orders.

My family member has passed away. How do I close the
account with Credit Union ONE? 

The procedure to close a deceased member's accounts vary depending on if there were joint owners, a beneficiary, if it was a trust, etc. Contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch for assistance.

What do I need to close my deceased parents account?

The procedure to close a deceased member's accounts vary depending on if there were joint owners, a beneficiary, if it was a trust, etc. Contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch for assistance.

Do you offer medallion or signature guarantee?
 

Yes, but please confirm by calling 800-451-4292 to find out if the location you wish to go to has one available and what documents you need to bring. All parties who need the signature guarantee must be current members.