Confidently face any unexpected expense.
Boost your emergency fund with your refund.
An emergency fund is a vital part of your savings which, as the name suggests, is reserved only for emergencies. Your emergency fund should have enough to cover at least three-to-six months’ worth of living expenses,but any amount can help you avoid future debt.
Consider using your tax refund to boost or establish your emergency fund.
Your emergency fund can help cover:
- Unforeseen medical costs
- Home appliance repair or replacement
- Major car repairs
- Periods of unemployment
Your tax refund could be the boost your emergency fund needs so you can confidently face any unexpected expense.
Open your CD with a tax refund.
Grow your money safely and securely over a set term with a CD, with competitive rates as high as 3.04%.
Set goals and build a foundation.
With a Credit Union ONE Savings account your tax refund has a safe place to grow and flourish.
Money Markets earn more while keeping funds readily accessible.
With our tiered rate system, bigger balances can earn even higher interest.
All rates are Annual Percentage Yield (APY). Minimum to open any term CD is $500, maximum $250,000. APY is based on an assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings. Rates accurate as of 10/16/2023. May be discontinued or changed at any time. Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs: Loss of 30 days interest for CDs with a term of 6 months or less. Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months. Loss of 180 days interest for CDs with a term greater than 12 months.