Rates

Rates

Take advantage of these rates when making your next financial move

Home Equity Loan Rates

Motorcycle Loan Rates

Recreational Vehicle Loan Rates

Boat Loan Rates

Personal Loan Rates

Credit Card Rates

Certificate of Deposit Rates

IRA Rates

Higher earnings help cover the cost of a comfortable retirement lifestyle

Business Certificate of Deposit Rates

Business Checking Account Rates

Business Money Market Account Rates

Business Savings Account Rates

Frequently asked questions

Credit Union ONE does not offer Savings Bond cashing services. You can cash in your Savings Bond through the US Treasury by going online to https://www.treasurydirect.gov/savings-bonds/cashing-a-bond/#id-paper-ee-or-i-savings-bonds-185504 and following the provided instructions.

Yes, but please confirm by calling 800-451-4292 to find out if the location you wish to go to has one available and what documents you need to bring. All parties who need the signature guarantee must be current members.

To close a Credit Union ONE account, members can visit any Credit Union ONE branch or call us at 800-451-4292 and a check will be mailed to the address on the account for any remaining balance payable to the member. 

Members can submit a dispute request for an ACH/ Auto Pay that they did not authorize by contacting Credit Union ONE at 800-451-4292 or visiting any Credit Union ONE branch. If doing this in person, you need to report the activity with the proper form attached with the transaction information. This form is then sent to Accounting Department for processing.

The procedure to close a deceased member's accounts vary depending on if there were joint owners, a beneficiary, if it was a trust, etc. Contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch for assistance.

Members can submit a dispute request for an ACH/ Auto Pay that they did not authorize by contacting Credit Union ONE at 800-451-4292 or visiting any Credit Union ONE branch. If doing this in person, you need to report the activity with the proper form attached with the transaction information. This form is then sent to Accounting Department for processing.

A garnishment is a court order whereby a member's property or money are in possession or under control of another and applied as payment for their debt to a third party. A levy is a proceeding in which money is obtained for the payment of taxes that are past due. If the member questions a garnishment or levy, they can contact the filing court, the IRS, or the State of Michigan to file an objection. A phone number of the attorney will be in the account notes. By law, Credit Union ONE must follow the garnishment/levy orders.

More Solutions

It pays to bank locally.

Credit Union ONE is a full-service financial institution with locations in Southeast Michigan, Davison, MI, Traverse City, MI, and Grand Rapids, MI.