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With your help, we're going to choose three local charities to receive a $500 donation.

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With your help, we're going to choose three local charities to receive a $500 donation.

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Use Online Bill Pay to enter the Seasons of Reasons Giveaway!

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Use Online Bill Pay to enter the Seasons of Reasons Giveaway!

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Make your money grow faster!

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Make your money grow faster!

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Make your money grow faster!

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Rates as low as 1.99% APR* on New, Used, Leased, and Refinanced Vehicles!


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Rates as low as 1.99% APR* on New, Used, Leased, and Refinanced Vehicles!


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Contact Us

Rates as low as 1.99% APR* on New, Used, Leased, and Refinanced Vehicles!


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Contact Us

Latest News See More

Upcoming Holiday Hours
  • Branches will be closed on December 24th & 25th. Branches will be open until 12:30 p.m. on December 31st and closed January 1st, 2015.
  • View Hours
Vishing Scam Alert
  • We have been notified of fraudulent phone calls about the MasterCard Debit Card.
  • Read More
New Branch Now Open!
  • Credit Union ONE opens new location in Traverse City
  • Read More
2015 Board Nomination
  • Board of Directors Nomination Petitions for 2015 now available.
  • Read More

Get a Great Rate

  • Savings
  • Auto Loans
  • Home Loans
  • Recreational
    Loans
See our great promotional CD rates!
CD or IRA 12 Month 0.35% Apply
CD or IRA 24 Month 0.60% Apply
CD or IRA 0.85% Apply
Money Market (Savings) 0.30% Apply

What is the best Savings Account for You?     Learn More

*Annual Percentage Yield based on highest interest teir.
   Additional Rates
Model Year Up To As Low As*
Auto 2014 - 2011 60 Months 1.99% Apply
Auto 2014 - 2006 60 Months 2.25% Apply
Auto 2014 - 2006 72 Months 2.75% Apply
Auto 2014 - 2006 84 Months 3.00% Apply
    Find a Vehicle          Calculate a Payment
*APR is Annual Percentage Rate.
Additional Rates & Disclosures
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4.50% Apply

Tried to refinance before but couldn't because of your home's value?     Learn More

*APR is Annual Percentage Rate   Additional Rates
Vehicle Type Up To As Low As*
Motor Home 180 Months 4.49%
Boat 180 Months 4.49%
Motorcycle 120 Months 4.49%
*APR is Annual Percentage Rate.
   Additional Rates & Disclosures

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