We're Here to Help You

(800) 451-4292    Hours
Email Us

Community Involvement

Community Involvement Continuous involvement in the communities we serve.
Learn More

Press Room

  • Press Releases
  • Press Kit
  • Annual Reports
As of June 30, 2013


As Ferndale Co-Op in 1938


400 E. Nine Mile Road

Ferndale, Michigan 48220

(800) 451-4292

More Locations


Gary A. Moody, President/CEO

Learn More


137,000 Members
Assets: $1 Billion
Total Loans: $829 Million


Credit Union ONE has a number of branch locations in the Detroit, Grand Rapids and Traverse City metropolitan area.
Learn More

The Credit Union: A member-owned, cooperative financial institution, headquartered in Ferndale Michigan, for over 75 years, Credit Union ONE offers checking accounts, mortgages, savings investments, consumer loans, small business loans, and financial planning services to over one hundred thousand members and small businesses statewide.
Field of Membership:

Open chartered cooperative.

Learn More


Credit Union ONE has been in existence since 1938, as the Ferndale Co-operative Credit Union. In 1984 the name was changed to Credit Union ONE to better represent the credit unions’ open field of membership charter.

Learn More

Mission Statement:

Credit Union ONE is committed to providing exceptional value to its members by delivering outstanding products and services anytime, anywhere.

Learn More

Community Involvements:

As part of the credit union movements “people helping people” philosophy, Credit Union ONE is involved in numerous community programs/sponsorships and charitable gifting programs. Some of the charitable organizations CUO supports include the Leaps and Bounds Child Parent Center, the Barbara Ann Karmanos Cancer Institute, and the Children’s Miracle Network.

Learn More

Products and Services:

Credit Union ONE offers a “one-stop financial center”, including the following products and services:

Checking Account Options
Certificates of Deposit
Money Market
Individual Retirement Accounts
New and Used Auto Loans
Mortgage Loan Options
Home Equity Loan Options
MasterCard® Debit Cards
Home and Auto Insurance
Financial Planning Services
Online Banking/Online Bill Payment
Direct Deposit
Surcharge Free ATM’s

Latest News See More

Upcoming Hours
  • Our Ferndale and Berkley branches will close at 1pm on August 18 and all day August 19 due to the Woodward Dream Cruise.
Shelby Build Progress
  • Our Shelby Twp. branch is movning to a new location this fall.
  • Learn More
Rep. Henry Yanez
  • Two Credit Union ONE Employees met with State Representative Henry Yanez at the Credit Union's Branch in Sterling Heights Michigan on June 28th.
  • Read More
JA Classes in TC
  • Credit Union ONE Branch Manager Michelle Kilinski of Traverse City just completed teaching two Junior Achievement Classes in June.
  • Read More
Forgotten Harvest
  • 22 Members of Credit Union ONE'S Leadership Team volunteered to repack and help ship over 8,500 pounds of food.
  • Read More
Coyne Scholarship Winners
  • Credit Union ONE has announced the William G. Coyne Memorial Scholarship Awards for 2017. This year, nine graduating high school seniors were selected to receive scholarships totaling $10,000.
  • Read More
Continuing Ed Scholarship
  • Two Scholarship Recipients were chosen in the first year of this Scholarship Program. $2,500 was awarded to Amarachi Wachuku of Bloomfield Hills, and Stacy Simmons of Detroit.
  • Read More
Spring Spectacular
  • Five Credit Union ONE employees and two board members participated in the yearly fund raising event for St. Joseph Mercy Oakland Hospital.
  • Read More
CU Advocacy Day
  • About 35 attendees representing a handful of Credit Union's, participated on a bus trip to Lansing to meet with individuals from the House and Senate.
  • Read More
Phone Scam Alert
  • FCC warns of "can you hear me" phone scams.
  • Read More
Vishing Scam Alert
  • We have been notified of fraudulent text messages asking members to enter their debit or credit card number.
  • Read More

Press Contact
Donna Reid
Credit Union ONE