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Keep making those memories in a home you love with a Home Equity Line of Credit
Over the years, you've turned a house into a home full of features you love and memories you’ll cherish forever. Keep making those memories even in retirement by using the equity you’ve built in your home to continue to make additions and improvements with a Home Equity Line of Credit.
for the first 12 months
Then a variable rate as low as
$0 Closing Costs
With a Home Equity Line of Credit from Credit Union ONE:
- Borrow from $10,000 to $250,000, depending on the equity in your home
- Access funds when you need them - up to your available line of credit
- Apply online for your loan
- Get Instant Approval
- Enjoy possible tax savings† to reduce the amount of income tax you have to pay during tax season
- Use Online Bill Pay to schedule one-time or recurring payments to avoid missed due dates
Use the funds to:
- Renovate your kitchen
- Remodel your bathroom
- Purchase a new furnace
- Install new windows
- Put on a new roof
- Put in a swimming pool
- And more
Connect with a customer service representative through our site.
*APR=Annual Percentage Rate. APR will be variable based on an index plus or minus a margin for the life of the loan. The index is the highest prime rate as published in the Money Rates section of The Wall Street Journal. The margin ranges from 0% to 3.25% and is based on overall creditworthiness factors. The prime rate as of January 1, 2019, is 5.50%. The maximum loan amount is $250,000 and the minimum loan amount is $10,000. The APR will never exceed 18% and will never be lower than 3.25%. Loans and actual standard rate offered are subject to approval based on overall creditworthiness factors and collateral. Maximum LTV is 80% and collateral must be titled in the State of Michigan. Introductory rate offer and margin may be changed or discontinued at any time. Other conditions may apply.
†The initial discounted Annual Percentage Rate will be in effect for the first 12 calendar months from the opening date as reflected on the Home Equity Addendum.