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Free up money
for other uses

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A skip day for your loan payment

Sometimes you need a break from paying your loan every month to free up money for other uses. With Credit Union ONE's Skip-A-Pay, you can skip a payment on your eligible loan twice every 12 months. We give our Michigan members financial options to help them reach their goals, and Skip-A-Pay is one such flexible solution.

Sign up for Skip-A-Pay today.
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*A fee of $35 will be assessed per loan. This offer does not apply to real estate secured loans, business loans, certificate secured loans, line of credit loans, credit card or non-eligible consumer loans, those loans with an invalid mailing address, or members with share accounts with a value of less than $1, including a negative balance. All credit union loans must be current at the time of request and cannot have any delinquencies in the last 12 months. Payments cannot be skipped in consecutive months. Each eligible loan can only be skipped twice in a rolling 12 month period. Loans must be open a minimum of 121 days. Interest and any charges for disability, and/or life insurance will continue to accrue for any skipped month, and the final loan payment will include such charges. Members who elect GAP coverage on an eligible loan are, by contract, allowed 10 skips over the life of the GAP contract. In the event that a member submits a claim and there are more than 10 skips processed on the loan, any amount to be refunded to the member from the claim will be adjusted (reduced) by the number of skips processed over the 10 allowed. By participating in the Skip-A-Pay program, a balance may be owed in connection with a GAP insurance claim due to the extension of the contract maturity date. This offer does not guarantee eligibility. Credit Union ONE reserves the right to change loan eligibility requirements at any time.