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Get the financial breathing room you need.

Skip A Pay

Free up money
for other uses

Quick and easy, with no form to fill out

Home Equity Loan
Borrow up to 90% of your home's equity to help with major expenses

A skip day for your loan payment

Sometimes you need a break from paying your loan every month to free up money for other uses. With Credit Union ONE's Skip-A-Pay, you can skip a payment on your eligible loan twice every 12 months. We give our Michigan members financial options to help them reach their goals, and Skip-A-Pay is one such flexible solution.

Sign up for Skip-A-Pay today.
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* Please note, a fee of $30 will be assessed per loan. This offer does not apply to real estate secured loans, business loans, certificate secured loans, line of credit loans, credit card or non-eligible consumer loans, those loans with an invalid mailing address, share accounts with a value of less than $1.00 and/or a negative balance. All Credit Union loans must be current at the time of request. Payments cannot be skipped in consecutive months. Loans must be open a minimum of one hundred twenty-one days. Interest and any charges for disability, and/or life insurance will continue to accrue for any skipped month, and the final loan payment will include such charges. By participating in the Skip-A-Pay program, I may have a balance owed in connection with a GAP insurance claim due to the extension of the contract maturity date. This offer does not guarantee eligibility. Credit Union ONE reserves the right to change loan eligibility at any time.