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Providing financial support for students' college dreams
Two options
for students

William G. Coyne Memorial Scholarship Program*

To be eligible, applicants must meet the following requirements:

  • Complete 30 or more hours of documented, qualified community service during Junior/Senior year of high school ending April 1, 2019**
  • Be a 2019 graduating high school senior
  • Be a Member of a family that has belonged to Credit Union ONE of Michigan for a minimum of 6 months (in good standing)***
  • Have a cumulative high school grade point average of 3.0 or above
  • Plan to enroll in, beginning in the fall of 2019, a full-time undergraduate course of study at an accredited two- or four-year college or university, or accredited trade or vocational school

Continuing Education Scholarship Program*

To be eligible, applicants must meet the following requirements:

  • Be a Member of a family that has belonged to Credit Union ONE of Michigan for a minimum of 6 months (in good standing)***
  • Be a high school or GED graduate with a gap in education of two years or more
  • Complete a Personal Statement (details within application)
  • Plan to enroll in, beginning in the fall of 2019, a full-time undergraduate course of study at an accredited two or four-year college or university, or accredited trade or vocational school.

*Credit Union ONE of Michigan does not discriminate on the basis of age, marital status, gender, race, color, height, weight, religion, national origin, veteran's status, citizenship, sexual orientation or disability.
**Contact your high school counseling center for volunteer opportunities that may assist you in meeting your community service requirement.
***Employees and board Members of Credit Union ONE and their immediate family Members are ineligible to receive an Award.

 

College scholarships for Michigan students


Everyone knows about the rising costs of higher education. As a credit union invested in our Michigan communities and neighbors, Credit Union ONE understands the financial pressure families feel when it comes to earning a college degree. We offer two different scholarship programs, one for high school students who are graduating in the current year (the William G. Coyne Memorial Scholarship Program)and another for students who have at least a two-year gap in their education. (the Continuing Education Scholarship Program). We believe in the value of education and are proud to offer financial support. If you have any questions, please call the Scholarship Line at (800) 451-4292, Ext. 5228.
Related resources

What fees are associated with my Credit Union ONE account?

Access a full list of our account fees.

What are your hours? 

Please visit our Locations & ATMs page.

Do you notarize? 

Credit Union ONE offers Notary services for members at no charge. Please visit any of our branch locations for this service. A notary public is an officer commissioned by the Michigan Secretary of State to serve as an unbiased and impartial witness. The most common function of the notary is to prevent fraud by attesting to the identity of a person signing a document. Notarization on a document certifies that the person whose signature is entered on the document personally appeared before the notary, established his or her identity, and personally signed the document in the presence of the notary.

How do I obtain my previous year tax information (1099 Form)?

If you earned $10 or more in interest in the previous year, you were mailed a 1099-INT form at the end of January. If you need another copy of your 1099-INT, please visit one of our branches. If you earned less than $10 in interest in the previous year, you will not receive a 1099-INT. However, the interest you earned is listed in your December statement, which can be viewed in Online Banking.

How do I become a member of Credit Union ONE?

If you live, work, worship, or attend school in the State of Michigan, you are eligible for membership. You can apply online or by visiting one of our convenient branch locations.

Where are your branches and ATMs located? 

Please visit our Locations & ATMs page.

How do I navigate through Online Banking? 

Enroll in Online Banking by clicking Log In and then Register Now, following the prompts. Once in Online Banking, click on the gray tabs and select requested items from the menus. For account history, click on the account name from the Account Summary page. If locked out of Online Banking wait 10 minutes for system to be reset (only once per day) or contact Credit Union ONE at 800-451-4292.

What are you membership requirements?

You're eligible if you work, live, attend school or worship in Michigan. If you have out-of-state ID, we will need proof you meet the requirements. For example, a paystub showing your employer is based in Michigan, a rental agreement or closing documents with your Michigan address or a school ID will suffice.

How do I find a shared branching center? 

Our Locations & ATMs page provides a full list. Shared branching allows Credit Union ONE members to use other non-Credit Union ONE credit unions to perform certain transactions. Credit Union ONE is required to perform the following transactions for guest credit union members:

• Account Inquiries
• Withdrawals
• Deposits
• Transfers
• Loan Payments
• Loan Advances
• Statement Prints

Any additional services offered are that discretion of Credit Union ONE. 

What is your routing number?

Our routing number is 272479841. Sign up for direct deposit by providing this number and your 10-digit account number to your employer. If the information is needed in writing, we are able to provide a direct deposit letter.

How do I change my address? 

In Online Banking, click on the Profile tab, and then Update Profile.  You can also visit a branch or call the Member Contact Center at 800-451-4292

I have moved and need to change my address?

In Online Banking, click on the Profile tab, and then Update Profile.  You can also visit a branch or call the Member Contact Center at 800-451-4292

How do I close my Credit Union ONE account? 
 

To close a Credit Union ONE account, members can visit any Credit Union ONE branch or call us at 800-451-4292 and a check will be mailed to the address on the account for any remaining balance payable to the member.

Where do I go to find account info?

You can access your account through Online Banking, Mobile Banking, or Telephone Banking. Also, account information is available by calling 800-451-4292 or visiting a branch.

What is a Garnishment?

A garnishment is a court order whereby a member's property or money are in possession or under control of another and applied as payment for their debt to a third party. A levy is a proceeding in which money is obtained for the payment of taxes that are past due. When members are served with a garnishment or levy, they must call and email Admin Services with the information and fax the documents to 248-584-5446. If the member questions a garnishment or levy, they can contact the filing court, the IRS, or the State of Michigan to file an objection. A phone number of the attorney will be in the account notes. By law, Credit Union ONE must follow the garnishment/levy orders.

My family member has passed away. How do I close the
account with Credit Union ONE? 

The procedure to close a deceased member's accounts vary depending on if there were joint owners, a beneficiary, if it was a trust, etc. Contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch for assistance.

What do I need to close my deceased parents account?

The procedure to close a deceased member's accounts vary depending on if there were joint owners, a beneficiary, if it was a trust, etc. Contact Credit Union ONE at 800-451-4292 or visit any Credit Union ONE branch for assistance.

Do you offer medallion or signature guarantee?
 

Yes, but please confirm by calling 800-451-4292 to find out if the location you wish to go to has one available and what documents you need to bring. All parties who need the signature guarantee must be current members.