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Credit Line

Credit lines are often a source of ready cash. Typically their interest rates are lower than credit cards, they might include tax advantages and qualifying is easier and cheaper than a second mortgage. But before you settle on a line of credit it's wise to understand that interest rates can vary over time depending on the index rates to which it is pegged.

CU One's calculators can help you understand whether a credit line is the right choice for you both today and tomorrow.