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Community Involvement

Community Involvement Continuous involvement in the communities we serve.
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As of June 30, 2013


As Ferndale Co-Op in 1938


400 E. Nine Mile Road

Ferndale, Michigan 48220

(800) 451-4292

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Gary A. Moody, President/CEO

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137,000 Members
Assets: $1 Billion
Total Loans: $829 Million


Credit Union ONE has a number of branch locations in the Detroit, Grand Rapids and Traverse City metropolitan area.
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The Credit Union: A member-owned, cooperative financial institution, headquartered in Ferndale Michigan, for over 75 years, Credit Union ONE offers checking accounts, mortgages, savings investments, consumer loans, small business loans, and financial planning services to over one hundred thousand members and small businesses statewide.
Field of Membership:

Open chartered cooperative.

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Credit Union ONE has been in existence since 1938, as the Ferndale Co-operative Credit Union. In 1984 the name was changed to Credit Union ONE to better represent the credit unions’ open field of membership charter.

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Mission Statement:

Credit Union ONE is committed to providing exceptional value to its members by delivering outstanding products and services anytime, anywhere.

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Community Involvements:

As part of the credit union movements “people helping people” philosophy, Credit Union ONE is involved in numerous community programs/sponsorships and charitable gifting programs. Some of the charitable organizations CUO supports include the Leaps and Bounds Child Parent Center, the Barbara Ann Karmanos Cancer Institute, and the Children’s Miracle Network.

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Products and Services:

Credit Union ONE offers a “one-stop financial center”, including the following products and services:

Checking Account Options
Certificates of Deposit
Money Market
Individual Retirement Accounts
New and Used Auto Loans
Mortgage Loan Options
Home Equity Loan Options
MasterCard® Debit Cards
Home and Auto Insurance
Financial Planning Services
Online Banking/Online Bill Payment
Direct Deposit
Surcharge Free ATM’s

Latest News See More

Spring Spectacular
  • Five Credit Union ONE employees and two board members participated in the yearly fund raising event for St. Joseph Mercy Oakland Hospital.
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Macomb Shred Day
  • Clean up and Clean out was the theme as Credit Union ONE hosted a paper document shred day on Saturday May 20th at the Macomb Township Branch.
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Charity Dodgeball
  • The 12th Annual Capitol Area Credit Unions Charity Dodgeball Tournament attracted 18 Teams, benefiting Child and Family Charities in Lansing.
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CU Advocacy Day
  • About 35 attendees representing a handful of Credit Union's, participated on a bus trip to Lansing to meet with individuals from the House and Senate.
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Shelby Groundbreaking
  • On Tuesday, May 16, Credit Union ONE broke ground to begin construction on its new, full-service branch location.
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CUONE Hosts Shred Day
  • Clean up and Clean out was the theme as Credit Union ONE hosted a paper document shred day on Saturday May 6th in Ferndale.
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CUONE Educates Students
  • Two Credit Union ONE representatives spent part of a busy afternoon with about 25 students, as part of a "bring your child to work day" at St Joseph Mercy Oakland Hospital.
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Phone Scam Alert
  • FCC warns of "can you hear me" phone scams.
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Vishing Scam Alert
  • We have been notified of fraudulent text messages asking members to enter their debit or credit card number.
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Press Contact
Donna Reid
Credit Union ONE